ATTORNEY NEWSLETTER

Holistic Retirement Planning

Planning for Tomorrow

Twenty-first Century life is ever more caught up in the moment; it’s a Snapchat/Instagram world shared in a succession of moments. But the moments add up to hours and days and years, the years to decades. Before you know it, you’re caught up not in the moment but in worrying about the future. Careful retirement planning takes a holistic approach. It covers more than just finances: health, lifestyle, quality of life, living arrangements, diet, fitness, sociability. Comprehensive retirement planning can relieve some of the heartache of the twists of old age; there’s no upside in failure to plan and plenty of pitfalls. If you or a loved one has suffered fraud or financial elder abuse later in life, call us at the Evans Law Firm at (415)441-8669, and we can help. We handle investment fraud and elder abuse cases in California.

Hope for the Best but Plan for the Worst

In fairy tales we teach our children to build on rocks withstanding storms. Yet so often we ignore our own advice. Every day salesman sell retirement and annuity plans built on sand and made of straw. Seniors are particularly vulnerable to false promises of financial security. Don’t fall for pipe dreams. Study your retirement investment options with a sound professional, think about future income needs, save all you can, avoid high pressure salesmen, be wary of advice from anyone who gains from your financial choices. Investment fraud and financial elder abuse are very serious, growing problems. Here are scams that target seniors especially:
Medicare/health insurance fraud
Internet fraud
Counterfeit prescription drugs
Investment schemes
Funeral and cemetery scams
Reverse mortgage scams
Fraudulent anti-aging products
Sweepstakes and lottery scams
Grandparent scams

Cognitive Decline

Finally, it is important to face the fact that cognitive decline often comes with aging. Staying physically and mentally fit helps but cognitive deterioration can afflict the healthiest among us. Put in place a financial package and a team of professionals and loved ones you can trust once your independence and cognition are compromised. It’s no fun to think about such things but if you do the work now and seek sound advice you needn’t dwell on it or – worse – be caught unawares.

Contact Us

If you or a loved one has been a victim of any kind of financial elder abuse or investment or annuity fraud or is headed to a FINRA arbitration in San Francisco County or in any California county, contact the Evans Law Firm elder attorneys at (415) 441-8669, or by email at info@evanslaw.com. Our attorneys have experience with securities and financial fraud, and large insurance companies. We can help guide your case through a jury trial, FINRA arbitration, or equitable settlement. We handle cases involving physical and financial elder abuse, qui tam and whistleblower law, nursing home abuse, whole life insurance and universal life insurance, and indexed, variable, and fixed annuities.