ATTORNEY NEWSLETTER If you or someone you know has reached a point where independent living is no longer feasible, you may need to start looking at alternative living options. If there is someone around to help the elder or senior at night, there are adult day care centers which provide […]

Abusers use a variety of methods to harm their victims, and abuse doesn’t just constitute sexual, physical, and/or emotional. Prevent and stop abuse from happening by learning to spot the different abuse tactics. A study conducted by The National Clearinghouse on Abuse in Later Life (NCALL) resulted in the following […]

ATTORNEY NEWSLETTER If you or a loved one is currently residing in an assisted living facility, you may be wondering if you’ll inevitably end up in a skilled nursing facility. After all, the older you are the more likely you’ll need to live in a nursing home, right? Wrong. Not […]

Seniors and elders who are looking to or currently are investing in products should be aware of a few concerns to make sure they make right investment choices:

The Securities Exchange Commission (SEC), Financial Industry Regulatory Authority (FINRA), and the North American Securities Administrators Association (NASAA) have identified several products and practices that make regular appearances in fraud schemes that target elders and senior citizens. Elders and senior citizens should read the following list and be careful to […]

Indexed Universal Life insurance policies are a type of permanent life insurance policy that bases its gains on how the stock market performs. If the stock market is doing well, then gains are higher and vice versa. However, some insurance agents may be providing buyers with misleading information that suggest […]

ATTORNEY NEWSLETTER Seniors who have or are thinking about purchasing an equity-indexed annuity (EIA) should be aware of the advantages and disadvantages that come with an equity-indexed annuity. Some sellers of annuities include Massachusetts Mutual Life Insurance Company, Principal Life Insurance Company, Jackson National Life, Pacific Life Insurance Company, Aviva […]

ATTORNEY NEWSLETTER In 2010, a whistleblower came forth with information showing Extendicare Health Services Inc., a nursing home chain, was defrauding Medicare and Medicaid by charging patients for below-average care. Now, the nursing home chain will be paying $38 million to settle the failure-of-care claims – the largest amount ever […]

ATTORNEY NEWSLETTER A deferred variable annuity may sound like a good idea for elders. A deferred variable annuity supposedly offers tax-deferred treatment of earnings, death benefits, and guaranteed income for life.  However, this information can be misleading.  Annuities may not be right or even beneficial for elders.  Keep in mind […]

ATTORNEY NEWSLETTER Indexed Universal Life insurance policies are a type of permanent life insurance policy that bases its gains on how the stock market performs. If the stock market is doing well, then gains are higher and vice versa.  However, some insurance agents may be providing buyers with misleading information […]