Variable annuities are often marketed as a good investment product because they are supposed to provide an opportunity to invest, as well as tax advantages and a death benefit which gives beneficiaries at least as much as was paid in.  Unfortunately, many people who buy variable annuities discover that the […]

In 2014, total annuity sales in the United States reached $235.8 billion. Variable annuity sales accounted for more than half of total sales, with sales of variable annuities bringing in $140.1 billion.

Ingrid and the members of the Consumer Attorneys of California met with Senator Leno as he prepares to leave office, in order to thank him for his support and assistance in protecting consumers.

ATTORNEY NEWSLETTER One of the major avenues by which elder abusers get money from their victims is through the sale of fraudulent investments and securities. While the most reported cases of elder abuse may involve physical violence or tawdry familial misdeeds, financial abuse be investment advisors and financial professionals may […]

Bedsores As seniors age, one factor that is likely to play a large role in their health is limited mobility. Many of the elderly suffer from conditions such as arthritis or osteoporosis, or have to undergo treatment that requires extended bed rest. They may be confined to a wheelchair or […]

ATTORNEY NEWSLETTER Hybrid Long Term Care and Annuity Policies We’ve written before about the risks that long-term care policies and annuities can pose to seniors. All too often, the policies fail to live up to their inflated marketing materials, leaving seniors trying to make up a shortfall in their income, […]

ATTORNEY NEWSLETTER Physical Elder Abuse While elder abuse can come in many forms, including financial abuse by advisers, neglect at a nursing home or by a caregiver, and fraud committed by insurance companies and other financial institutions, perhaps the most heinous form is direct physical abuse committed by those close […]

ATTORNEY NEWSLETTER Preventing and Curing Bedosre A major issue that faces many seniors, especially those in nursing homes or who have in-home caretakers, is pressure ulcers, more commonly known as bedsores. Bedsores resemble bruises when they first start to appear, but within a matter of days can become much more […]

ATTORNEY NEWSLETTER Understanding Caregiver Fraud It’s a sad fact that elders are especially vulnerable to those closest to them. While family and friend can provide a bulwark of support for a senior in a bad situation, sometimes, someone close to a senior can attempt to isolate and control them, often […]

ATTORNEY NEWSLETTER Healthcare Providers and the SEC According to an SEC investigation, a health insurance provider has been using illegal severance agreement that attempt to gag ex-employees who might consider becoming whistleblowers. The agreements, which were changed after the passage of the Dodd-Frank act, make former employees waive their right […]