Long Term Care Insurance Policies: Increased Prices Long Term Care Insurance Lately, long term care insurance premium have risen so dramatically that many policyholders now find it impossible keep up with payments. Many of these individuals bought their policies years ago, anticipating the need for care insurance when they got […]

Securities and Exchange Commission (SEC) Investor Bulletin Recently, the Securities and Exchange Commission (SEC) released an investor bulletin to help individuals in the military make educated decisions when it comes to saving and investing their money. We believe that these tips can help everyone, whether in the military or not.

ATTORNEY NEWSLETTER Can Surveillance in Nursing Homes Be a Real Solution for Elder Abuse? Elder Abuse Senior facilities of every kind, including nursing homes, must come to grips with the menace of rising cases of elder abuse, both in San Francisco and beyond. Awareness and dignity training are starters. Families […]

ATTORNEY NEWSLETTER The New and Shiny Annuity Scam: Buffer Annuities Buffer Annuities Just when you thought that annuities could not possibly become more complicated, we are introduced to buffer annuities. Buffer annuities are a hybrid of variable and indexed annuities. The carrier invests your premium in derivative securities (“structured products”) […]

ATTORNEY NEWSLETTER Nursing Home Abuse Elder abuse takes many forms but whether the abuse is physical, psychological, or financial the toll can be devastating. In institutions such as nursing homes, elder abuse can be especially prevalent. We want you to understand more about the nature and occasions for elder abuse […]

ATTORNEY NEWSLETTER Should You Give Your Annuity the AX(A)? Retirement and Annuities We’ve probably all seen the TV ads asking how much money we need to save in order to retire. Let’s assume you have a rough idea. The next question is where do you put it? Plenty of insurance […]

ATTORNEY NEWSLETTER How to Protect Yourself and Your Loved Ones Against Financial Elder Abuse Financial Elder Abuse Financial elder abuse comes in many forms, whether the abuser is a financial adviser or insurance agent, caregiver, or even a neighbor, friend or family member. Sadly, the family member category has become […]

ATTORNEY NEWSLETTER Dementia “Sundowning” Patients Increasingly Vulnerable to Elder Abuse Sundowning It is a common understanding that seniors suffering from dementia and Alzheimer’s are more susceptible to elder abuse. Oftentimes, individuals, be it caregivers, insurance companies, financial advisors, or friends, take advantage of elders with memory loss diseases, as they […]

ATTORNEY NEWSLETTER California Insurance Code 1871.7 One of the primary aims of the California Insurance Code is to protect individuals from insurance fraud. As a part of that Code, the California Insurance Frauds Prevention Act (“IFPA”) allows anyone to file whistleblower lawsuits against any company engaging in insurance fraud. Indeed, […]

ATTORNEY NEWSLETTER Financial Institutions Now Have An Obligation To Stop Elder Abuse The Facts Every year on average a staggering $2.9 billion is taken from elders in financial abuse scams! In fact, many believe the economic toll may be much higher as cases are often never reported or perhaps never […]