ATTORNEY NEWSLETTER Securities and Exchange Commission Whistleblower Program When Congress included whistleblower provisions in the Dodd-Frank Wall Street Reform and Consumer Protection Act (“Dodd-Frank”), the program faced considerable opposition. Many large banks and companies, along with the Chamber of Commerce, argued that it would cut against existing compliance efforts and provide an […]

ATTORNEY NEWSLETTER Long-Term Care Insurance Claims Long-Term Care Insurance has always been sold by agents to help you pay for care when, later in life, you are unable to take care of yourself. Insureds trusted the policies would cover the costs of assisted living care, skilled nursing facilities, and in-home […]

ATTORNEY NEWSLETTER Transamerica Life Insurance Company Variable Annuities The annuity attorneys at Evans Law Firm Inc. represent clients who have suffered losses from surrenders and fees on all types of annuity contracts, including fixed, indexed, and variable deferred annuities. These contracts charge sales commissions, rider fees and other benefit charges, […]

ATTORNEY NEWSLETTER What to Expect From Your Financial Advisor Rules Governing Investment Recommendations Every day financial advisors recommend all kinds of investments to senior consumers in Santa Clara County and throughout California. Recommendations come from stock brokers, insurance agents, bankers, financial planners, and investment advisors.  Different government, industry and company […]

ATTORNEY NEWSLETTER Understanding Annuities Are Deferred Annuities Right for Seniors? If you are over age 60, live in California and own a deferred annuity, the annuities and financial elder abuse attorneys at Evans Law Firm, Inc. can review the provisions of your contract at no cost to you.  The California […]

ATTORNEY NEWSLETTER Camera Catches Elder Abuse Sexual Assault at Adult Care Facility In a recent case outside California, a concealed camera in an 83-year-old patient’s care facility room caught on film the sexual assault of the resident. The perpetrator was a co-owner of the facility.  He later admitted to the […]

ATTORNEY NEWSLETTER New FINRA Rule to Prevent Financial Elder Abuse Looking out for Seniors The Financial Industry Regulatory Authority (FINRA) is the independent authority that governs the nation’s financial industry. Recently, FINRA has focused on the financial exploitation of seniors. A new FINRA rule, taking effect this month, requires that brokers […]

ATTORNEY NEWSLETTER Understanding Annuities If you are over 60 and nearing retirement, the question of whether you should purchase an annuity as part of your retirement savings plan is likely to come up. Insurance agents and advisors, who stand to make a commission on any sale, promote annuities as important […]

ATTORNEY NEWSLETTER Financial Exploitation of Seniors American seniors lose an estimated $30 billion as a result of financial elder abuse. Much of the abuse goes unreported because victims are ashamed or unable to speak up. Federal and State legislatures and industry groups are stepping in to encourage reporting and expanding […]

ATTORNEY NEWSLETTER Elder Abuse in Nursing Homes  Medication Concerns Drugging of nursing home residents has become an enormous problem in this country. Human Rights Watch, one of the world’s leading humanitarian watchdog groups, recently released a report slamming the nonconsensual drugging of nursing home residents. In an average week, according […]