ATTORNEY NEWSLETTER Inappropriate Annuity Replacements Churning Annuities Be careful whenever an insurance agent recommends you replace an existing annuity or whole or universal life insurance policy with a new one. Replacements of existing policies result in commissions payable for the new policy, surrender charges for the old policy and a […]

ATTORNEY NEWSLETTER Liability for Misinformation A classic type of securities fraud is when advisors/sellers lure investors into transactions with fraudulent statements or misinformation. When the advisor is the author of the fraudulent statement, liability is clear.  When the advisor merely passes along a fraudulent statement made by another, liability is […]

A California securities fraud attorney can provide representation to those who have been victimized by fraudulent acts that caused them to suffer financial loss. Many people, unfortunately, assume that if they do business with well-known investment firms or investment advisors that they can count on the advice they receive and […]

ATTORNEY NEWSLETTER Elder Abuse in Nursing Homes Serious Cases Underreported A recent federal investigation by the Department of Health and Human Services disclosed that more than 25 percent of serious nursing home abuse incidents are never reported to law enforcement agencies. Unreported cases include cases where the nursing home resident’s […]

ATTORNEY NEWSLETTER Life Insurance Churning Millions of older Americans have whole life insurance policies with accumulated cash value. Typically, they were sold those policies when they were much younger as a tax deferred savings vehicle, passing the accumulation on to their children when they died.  Some insurance agents spot these […]

ATTORNEY NEWSLETTER Internal Revenue Service Issues 2018 “Dirty Dozen” Tax Scams Whistleblowers Aid Enforcement And Get Rewards The Internal Revenue Service (IRS) rewards people who provide specific and credible information to the IRS regarding tax scams. Each year the IRS announces its “Dirty Dozen” tax scams[1] to be targeted for […]

Notifying Bank, Lender and Credit Reporting Agencies Each year millions of Americans are victims of identity theft. Thieves access bank accounts, credit cards, online payment services, and home equity lines of credit. You need to know what you should do and what your rights are in such circumstances. The California […]

ATTORNEY NEWSLETTER Beware of Deferred Annuities Many analysts see a market correction on the horizon as severe as the drop ending the dotcom bubble back in 2000. Insurance agents seize on such negative forecasts when pushing seniors and those soon to retire toward fixed or indexed annuities and life insurance. Proceed […]

Evans Law Firm, Inc. attorney Ingrid M. Evans appears on NBC Bay Area News tonight at 6 speaking up for consumers!  Chris Chmura and James Jackson of NBC Bay Area Responds take on the Administration’s efforts to dismantle the Consumer Financial Protection Bureau.  For their story, the reporters reached out […]

ATTORNEY NEWSLETTER  Long-Term Care Insurance Claims Long-Term Care Insurance has always been sold by agents to help you pay for care when, later in life, you are unable to take care of yourself. Insureds trusted the policies would cover the costs of assisted living care, skilled nursing facilities, and in-home […]