ATTORNEY NEWSLETTER World Elder Abuse Awareness Day 2018 Think Globally, Act Locally Today, June 15, is World Elder Abuse Awareness Day. International awareness days come and go and some skip our attention.  Not this one.  Elder abuse afflicts millions around the planet and right here in California, maybe including your […]

ATTORNEY NEWSLETTER Elder Abuse in Nursing Homes Nursing home residents deserve to be treated with dignity and respect. Sadly, many residents are neglected and abused in the very places where they expect (and pay for) care, attention, and protection from harm.  The Alameda County and California nursing home abuse attorneys […]

ATTORNEY NEWSLETTER Surrender Charges on Whole and Universal Life Insurance If you are over age 60, live in California, and have surrendered a whole or universal life insurance policy, you may have paid a surrender penalty. You may also have suffered a tax loss on the surrender.  The California Insurance […]

ATTORNEY NEWSLETTER Government Announces Record Whistleblower Awards Earlier this year, record whistleblower awards were paid out on two separate cases.[1]  In the first, the Securities and Exchange Commission (SEC) reported that two whistleblowers would receive a combined $61 million in awards.  The SEC’s previous record was $30 million.  Separately, the […]

ATTORNEY NEWSLETTER Actions You Can Take Notifying Bank, Lender and Credit Reporting Agencies Each year millions of Americans are victims of identity theft. Thieves access bank accounts, credit cards, online payment services, and home equity lines of credit. You need to know what you should do and what your rights […]

ATTORNEY NEWSLETTER  The Arbitration Clause In Your Fitbit Contract Consumer products often come with written terms and conditions, usually a little pamphlet in the box. The terms and conditions are mini-contracts and the manufacturer claims you agreed to the terms when you made your purchase.  Your Fitbit comes with terms […]

ATTORNEY NEWSLETTER What Does the Law Mean by “Undue Influence”? Isolated seniors may be victims of “undue influence” by others who lead the vulnerable senior into a transaction or contract that causes injury. Persons exerting undue influence over seniors include caregivers, insurance agents, financial advisors, fiduciaries, and others who seek […]

ATTORNEY NEWSLETTER Elder Abuse Is An Epidemic Millions of Americans have suffered from elder abuse in one form or another. Most cases of elder abuse go unreported according to government agencies and nonprofits who work to protect seniors.  As our population ages, the incidents and forms of elder abuse will […]

ATTORNEY NEWSLETTER FINRA Cracking Down on Faulty Annuity Replacements Cracking Down on Exploitation The Financial Industry Regulatory Authority (FINRA) is looking closely at brokers guilty of churning their clients’ annuities. The churning (or replacements) resulted in heavy surrender charges, fees, and tax bills for the cheated clients. The San Francisco […]

ATTORNEY NEWSLETTER Elder Law: Planning, Prevention, and Protection May has been designated as National Elder Law Month by the National Academy of Elder Law Attorneys (NAELA), a professional association of lawyers dedicate to improving the quality of legal services provided to older Americans. The aging population in America is exploding […]