ATTORNEY NEWSLETTER What are Income Riders? Income riders are attachments to deferred annuities sold by agents as an income payout contractually guaranteed for the rest of your life and possibly your spouse’s life as well. The two most common types of income riders are known as “Guaranteed Lifetime Withdrawal Benefit” […]

ATTORNEY NEWSLETTER Government Rewards for Blowing the Whistle on Fraud Federal Whistleblower Programs A whistleblower reward is a monetary incentive offered by the government to individuals who blow the whistle on fraud or other wrongdoing against the government or in violation of its laws. The government rewards whistleblowers with a […]

ATTORNEY NEWSLETTER Financial Exploitation of Seniors Can Be Devastating What to Look For Where to Find Help Seniors here in Marin County and throughout California are vulnerable to financial elder abuse, a real danger for seniors across the board. The effects of financial elder abuse can be devastating, particularly for […]

ATTORNEY NEWSLETTER Taxpayer First Act Helps Whistleblowers New Privacy Safeguards, Quicker Response Time, and Protections Against Retaliation Substantial Rewards for Whistleblowers Tips from whistleblowers are an important tool for helping the Internal Revenue Service (IRS) focus resources on examinations that are most likely to result in big returns. In fiscal […]

ATTORNEY NEWSLETTER California Law on Gifts to Care Custodians Tightening the Marriage Loophole for Gifts to Care Custodians California law presumes that gifts – made either during life or at death – by an elder or dependent adult to their care custodian[1] are the product of undue influence (a defined […]

ATTORNEY NEWSLETTER Government Announces $48 Million Settlement In Healthcare Fraud Case Former Employees Blew The Whistle On The Fraud Whistleblowers Rewarded $12.4 Million The U.S. Department of Justice (DOJ) reported earlier this month that Encompass Health Corporation, formerly known as HealthSouth Corporation, has agreed to pay $48 million to resolve […]

ATTORNEY NEWSLETTER Governor Signs New Law Into Effect Abandonments During 2017 North Bay Wildfires Behind New Measure Sadly, at least 20 frail, elderly residents of care facilities were abandoned during the North Bay fires in the Fall of 2017. Many may have died in one case had family members not […]

ATTORNEY NEWSLETTER Full and Partial Surrenders or Cancellations of Athene Annuity and Life Company Annuities Athene Annuity and Life Company, formerly Aviva Annuity and Life Company,[1] issues fixed indexed annuities in California.  These contracts, like all deferred annuities, include penalties for early withdrawals, known as surrenders.  Surrenders may be full […]

ATTORNEY NEWSLETTER Increasing Reports Of Financial Elder Abuse What You Should Do If You Suspect Elder Abuse Throughout the United States and right here in the Bay Area, elder abuse in every form, and most especially financial elder abuse, is on the rise. As the older population here in the […]

ATTORNEY NEWSLETTER Financial Powers of Attorney and the Elderly A financial Power of Attorney (POA) is a very important legal document where the principal authorizes an agent to act on the principal’s behalf in business transactions and more.[1] Someone with a financial Power of Attorney has legal authority to transfer […]