ATTORNEY NEWSLETTER Consumer Credit Card Rights The Credit CARD Act of 2009: What Consumers Need to Know The federal Consumer Financial Protection Bureau (CFPB) was designed to protect consumers from certain credit card and consumer loan practices, among the Bureau’s other responsibilities. The Credit CARD Act of 2009, expanded consumer […]

ATTORNEY NEWSLETTER Voya Indexed Universal Life Insurance Products Voya’s Index Credit Accumulation Riders (ICAR) Evans Law Firm, Inc. represents clients who have suffered losses on all types of life insurance and annuity contracts, including equity indexed universal life insurance. Voya Financial, Inc., a financial conglomerate that targets retirement investments, issued […]

ATTORNEY NEWSLETTER Dementia Patients Particularly Vulnerable Another Grave Risk: Anti-Psychotic Drugs Horrifying news of physical abuse and overmedication of nursing home and assisted living facility residents continue to come in from all around the United State and California.  In one recent report, facility staff routinely slapped, threatened and punched a […]

ATTORNEY NEWSLETTER Estate Plans Are All About Protecting Loved Ones Keep Your Plan Current The Importance of Powers of Attorney Estate planning is all about protecting your and your loved ones as you age. Revocable Living Trust arrangements and Powers of Attorney can protect you while you’re alive but no […]

ATTORNEY NEWSLETTER Downsides to Variable and Indexed Annuities Know the Risks Before You Buy Insurance industry figures show sales of variable and indexed annuities have increased in the past few months. Our litigators recommend against variable and indexed annuities for any consumers, especially seniors. All annuities are complicated and risky, […]

ATTORNEY NEWSLETTER Nationwide Life and Annuity Insurance Company Annuities Nationwide’s New Heights and High Point Fixed Indexed Annuities Nationwide Life and Annuity Insurance Company, part of the Nationwide Mutual Insurance Group, issues fixed indexed annuities in California and throughout the United States under the trade names Nationwide New Heights©, Nationwide […]

ATTORNEY NEWSLETTER Caregivers Can Manipulate Vulnerable Seniors Many Victims Never Know What’s Happening To Them Financial elder abuse is a growing crime throughout the Bay Area. Here in Alameda County authorities report a spike in financial elder abuse crimes while other forms of elder abuse have decreased.  The financial elder […]

ATTORNEY NEWSLETTER The Older The Victim, The Greater The Average Loss Financial Elder Abuse Can Strike Any Senior Even Conservators Can Commit Financial Elder Abuse Seniors in Marin and throughout California are increasingly victims of financial elder abuse more than any other form of elder abuse.   Caregivers, insurance agents, financial […]

ATTORNEY NEWSLETTER The Downsides to Annuities in Retirement Plans Consider Other Tax-Deferred Options Risks to Seniors Our litigators recommend against annuities because commissions, fees and surrender penalties reduce returns and make it expensive to get your money out if you need it. We especially advise against any such investment for […]

ATTORNEY NEWSLETTER Whistleblower Case for Cryptocurrency Fraud Offshore Virtual Currency Trading Fraud The U.S. Commodity Futures Trading Commission (CFTC) polices trading in commodities (like gold and other precious metals), options, futures, and virtual currencies. The CFTC rewards whistleblowers who voluntarily provide original information that leads to recoveries against organizers of […]