ATTORNEY NEWSLETTER
Genworth Life and Annuity Insurance Company Whole and Universal Life Insurance
Required Disclosures to Senior Policyholders
If you are over age 60, live in Marin County or elsewhere in California, and have cancelled (or surrendered) a whole or universal life insurance policy issued by Genworth Life and Annuity Insurance Company where you lost or may have lost money, contact the California life insurance and financial elder abuse attorneys at Evans Law Firm, Inc. today at (415)441-8669. Our attorneys represent seniors who have suffered losses on cancellations of whole and universal life and annuity policies, including those issued by Genworth, and can review your Genworth Life and Annuity Insurance Company policy for free.
A list of all the major life insurance carriers in California, beyond Genworth Life and Annuity Insurance Company, appears below. All of these carriers are subject to California insurance laws and regulations with respect to certain policies they issue to California seniors. Those insurance laws include, among other things, detailed rules regarding disclosures in life insurance and annuity policies issued to seniors. When any carrier fails to issue seniors policies that follow those laws, the senior policyholder may have a claim against the carrier for any violation.
Specifically, life insurance and annuity carriers such as Genworth Life and Annuity Insurance Company must provide senior policyholders with 30-day “free look” periods and very specific additional disclosures, including disclosures regarding policy surrenders and charges. If a carrier, such as Genworth Life and Annuity Insurance Company, violates those rules, the carrier may be liable for damages, restitution (refunding your money) and/or rescission (undoing the policy). California elder abuse laws may also entitle seniors to extra damages and reimbursement of attorneys’ fees and costs for bringing their lawsuit.
Contact Us
If you are over 60 and surrendered or cancelled a Genworth Life and Annuity Insurance Company whole life or universal life insurance policy in Marin County or elsewhere in California, contact Ingrid M. Evans and the other Evans Law Firm, Inc. insurance attorneys for a free review of your policy at (415) 441-8669, or by email at <a href=”mailto:info@evanslaw.com”>info@evanslaw.com</a>. Our attorneys have experience with complex indexed universal and whole life policies and annuity contracts and cases against large insurance companies. We can help guide your case through a jury trial or toward an equitable settlement. We handle cases involving physical and financial elder abuse, nursing home abuse, whole life insurance and universal life insurance, and indexed, variable, and fixed annuities.
Leading providers and distributors of life insurance and fixed, variable and fixed indexed deferred annuities, in addition to Genworth Life and Annuity Insurance Company, in California are listed below. We are not in any way suggesting that any of these carriers or distributors has done anything wrong. Rather, the list is provided solely as a reference for our readers.
AIG/American General Life Insurance Company
Allianz Life Insurance Company of North America
American Equity Investment Life Insurance Company
American General Life Insurance Company/AIG
American National Life Insurance Company
Ameriprise Financial/RiverSource Life Insurance Company
Ameriprise Financial/Securities America, Inc.
Athene Annuity & Life Assurance Company
Athene Annuity and Life Company
Athene USA
Aviva Life Insurance Company
AXA Equitable Life Insurance Company/AXA US
Bankers Life Insurance and Casualty Company
Berkshire Hathaway Group
Berkshire Hathaway Life Insurance Company of Nebraska
Brighthouse Financial, Inc./MetLife
Citigroup Global Markets, Inc.
Crump Life Insurance Services, Inc.
CUNA Mutual Group/CMFG Life Insurance Company
Delaware Life Insurance Company
EquiTrust Life Insurance Company
Fidelity & Guaranty Life Insurance Company
Forethought Life Insurance Company/Global Atlantic Financial Group
Genworth Financial, Inc.
Genworth Life and Annuity Insurance Company
Genworth Life Insurance Company
Global Atlantic Financial Group/Forethought Life Insurance Company
Guardian Life Insurance Company
Guggenheim Partners/Security Benefit Life Insurance Company
ING USA Annuity and Life Insurance Company
Jackson National Life Insurance Company
John Hancock Life Insurance Company
Lincoln Benefit Life Company
Lincoln Financial Group
Massachusetts Mutual Life Insurance Company
Merrill Lynch Life Agency Inc.
Metlife/Metropolitan Life Insurance Company/Brighthouse Financial, Inc.
Minnesota Life Insurance Company
National Life Group
National Life Insurance Company/Equity Services, Inc.
National Western Life Insurance Company
Nationwide Life Insurance Company
New York Life Insurance Company
North American Company for Life and Health Insurance
Northwestern Mutual Life Insurance Company
Oxford Life Insurance Company
Pacific Life Insurance Company
Principal Financial Group
Prudential Life Insurance Company
Raymond James Insurance Group
Reliance Standard Life Insurance Company/Tokio Marine Group
RiverSource Life Insurance Company/Ameriprise Financial
Securities America, Inc./Ameriprise Financial
Security Benefit Life Insurance Company/Guggenheim Partners
The Standard Life Insurance Company
Symetra Financial Corporation
Symetra Life Insurance Company
Transamerica Life Insurance Company
Unum Life Insurance Company of America
USAA Life Insurance Company
Voya/Reliastar Life Insurance Company
Wells Fargo Advisors
Western & Southern Financial Group
The Western & Southern Life Insurance Company
World Financial Group Insurance Agency, Inc.
