Category: Uncategorized

ATTORNEY NEWSLETTER Penalties When You Need Your Money Back Complex Policies And Costly Riders Investment Risk Like many financial products and certain forms of life insurance, deferred annuities are complex and come in multiple forms and hybrid combination of forms (like fixed indexed annuities). The basic premise of deferred annuities […]

ATTORNEY NEWSLETTER Powers Of Attorney Are Powerful Legal Instruments Potential For Abuse Always Exists Examples Of Power Of Attorney Misuse Powers of Attorney (POAs) are important and powerful legal documents that grant the agent appointed under the POA full legal authority to act for the principal who executes the POA.  […]

ATTORNEY NEWSLETTER Misuse Of Powers Of Attorney Case Studies of POA Abuse State And Federal Laws On POA Misuse Financial powers of attorney (POAs) grant full authority over a person’s financial affairs, and medical powers of attorney, known in California as an Advance Health Care Directives (AHCDs), grant authority over […]

ATTORNEY NEWSLETTER Caregiver Allegedly Steals From Two Separate Patients Felony Credit Card Theft And Financial Elder Abuse Charges Caregiver Awaiting Trial Any time a caregiver or other stranger enters a senior’s home there is a risk of financial elder abuse and theft.  Anytime.  The financial abuse can be the quick […]

ATTORNEY NEWSLETTER Safely Reunite With Older Loves Ones This Holiday Tips For Entertaining Seniors Begin Or Resume An Active Role In Senior Lives Happy Fourth of July 2022!  We at Evans Law Firm, Inc. urge you to connect safely with the older loved ones, friends, and neighbors, whom you may […]

ATTORNEY NEWSLETTER Agents Target Seniors With Retirement Planning Seminars The Goal Is To Sell Annuities Resist The Hype And Understand The Disadvantages Events like “retirement planning seminars” or “retirement consultations” typically devolve into annuity sales pitches by the hosting insurance agent.  Whenever an agent approaches you to consider a deferred […]

ATTORNEY NEWSLETTER Lincoln National OptiBlend® 10 Fixed Indexed Annuities The Lincoln National Life Insurance Company, part of the Lincoln Financial Group, issues fixed indexed annuities in California under the trade name Lincoln National OptiBlend® 10 Fixed Indexed Annuities.  These contracts, like all deferred annuities, include complex rules regarding returns and […]

Senior citizens are among the most vulnerable members of our society. Unfortunately, there are too many who would take advantage of their frail physical states and diminished mental capacities for their own ends. Financial fraud against the elderly, including investment fraud, is much more common than it should be and […]

ATTORNEY NEWSLETTER Agents Target Seniors For Annuity Sales Disadvantages For Seniors Understand How Annuities Work Before An Agent Sells You One Evans Law Firm, Inc. recommends against deferred annuities for seniors because we have seen too many older consumers lose money due to sales commissions, withdrawal (or surrender) penalties, annual […]

ATTORNEY NEWSLETTER Caregiver Sentenced After Guilty Plea Alleged Theft Of Jewelry, Money And Drugs From Residents Withholding Medications From 44 Seniors Seniors residing in nursing homes and other care facilities may be at risk of physical abuse and neglect and at the same time financial abuse by those caregivers entrusted […]