Category: Evans Law Firm

ATTORNEY NEWSLETTER Whole Life vs. Term Life Policies One major decision to make when you’re planning on buying life insurance is the decision to get whole or term life. The names are pretty self-explanatory: whole life covers you for your entire life, term life only does so for a pre-determined […]

ATTORNEY NEWSLETTER Legal Issues Surrounding an Aging Population Many of the major shifts in American society in the last half century can be attributed, directly or indirectly, to the baby boomer generation. It’s been known for years that as that generation ages, it will lead to major changes in employment, […]

Elder Abuse of LGBT seniors Being a senior in the LGBT community increases the risk of being abused. The reason is simple: for some seniors, being Lesbian, Gay, Bisexual or Transgender (LGBT) makes them more vulnerable to abuse because they live alone or they are victims of family disconnect. Moreover, […]

ATTORNEY NEWSLETTER How to Prepare for Changing Rates Planning Ahead Many people see life insurance as a solid way of planning for the future. If you purchase a whole life insurance policy while you’re young, and start making payment early, you can keep your monthly payment down while accruing cash […]

ATTORNEY NEWSLETTER Elder Abuse: National Uniform Definition The Centers for Disease Control and Prevention (CDC) and the National Center for Injury Prevention and Control (NCIPC) published national definitions for the various aspects of elder abuse: physical abuse, sexual abuse, emotional abuse, neglect and financial abuse. This report has the advantage […]

ATTORNEY NEWSLETTER Sonoma County Therapist and elder abuse The case is simple: in California, Sonoma County prosecutors charged a therapist and his wife with grand theft and theft from an elder by a caretaker. The therapist from Healdsburg founded Creative Counseling for Elders and Families with the purpose to “help” […]

ATTORNEY NEWSLETTER The Risky Business of Buying Insurance What is Long Term Care Insurance? Insurance is supposed to protect you from risk. By paying your premiums over the years, you ensure that when something bad finally does happen to you, you’ll have the funds necessary to assist you and remedy […]

ATTORNEY NEWSLETTER In 2016, we have lots of older adult resulting from the Baby Boom. In California, seniors have certain protections under the law, designed to prevent fraud from being perpetrated against elders. You are considered an elder adult before the California rules when you are more than 65 years […]

ATTORNEY NEWSLETTER The Market and Your Life Insurance For most life insurance policyholders, there’s no particular reason to be concerned about what effect the market will have on your policy. Why should you? Life insurance is traditionally rock solid, and a temporary upset in the market has no bearing whatsoever […]

ATTORNEY NEWSLETTER Whistleblowers in Qui Tam Tax Cases In a qui tam tax case, an individual, as known as a whistleblower, reports to the Internal Revenue Service (IRS) a tax fraud. The whistleblower or reporter has 3 years from the time the fraudulent tax return was filed for making a […]