Category: Evans Law Firm

ATTORNEY NEWSLETTER Surrender Charges on Whole and Universal Life Insurance If you are over age 60, live in California, and have surrendered a whole or universal life insurance policy, you may have paid a surrender penalty. You may also have suffered a tax loss on the surrender.  The California Insurance […]

ATTORNEY NEWSLETTER Tax Consequences of Surrenders Every year a sizeable percentage of cash value life insurance policies are surrendered by policyholders. Those surrenders may have tax consequences.  We represent policyholders who suffer tax losses as a result of surrenders and/or replacements they are talked into by agents and advisors.[1]  If […]

ATTORNEY NEWSLETTER Financial Elder Abuse Importance of Civil Recovery Actions Financial elder abuse takes billions of dollars every year from the pockets of American seniors and their families. Much of the abuse is criminal, outright theft; in other cases it is noncriminal financial exploitation.  If the abuse is criminal, always […]

ATTORNEY NEWSLETTER Fixed Indexed Annuities Sales Hit Records Fixed indexed annuities sold in record numbers in 2016 and are on track to have another big year in 2017. Agents push fixed indexed products as safe bets in volatile markets.  The San Francisco and California annuity attorneys at Evans Law Firm […]

ATTORNEY NEWSLETTER U.S. Securities and Exchange Commission Tips for Whistleblowers What the Securities Regulators Look For The Securities and Exchange Commission (SEC) needs your help in tracking down securities fraud. Whistleblowers bring useful information to the SEC that can lead to investigation and prosecution –  and a possible reward for […]

ATTORNEY NEWSLETTER  What Duty Does An Agent Owe You? Putting You First We at Evans Law Firm litigate the question of an insurance agent’s duty to his clients, particularly when it comes to life insurance and/or annuities. We have written on the subject in this column.  As life insurance and […]

ATTORNEY NEWSLETTER Beware Annuity Sales Hype Always Think About Taxes Incomplete information may be worse than none at all, particularly when it comes to annuities and taxes. Tax deferral is a key component of sound retirement planning.  Insurance agents push annuities as the best tool for that deferral.  There may […]

ATTORNEY NEWSLETTER The High Cost of Surrender Charges If you are over age 60, live in San Francisco or anywhere else in California, and have fully or partially surrendered a deferred annuity, you may have paid a surrender charge also called a surrender penalty or withdrawal charge. California law has […]

ATTORNEY NEWSLETTER Caterpillar’s Massive Tax Avoidance Headache The Story Of A Determined Whistleblower The largest Internal Revenue Service (IRS) whistleblower case of all time has been going on for years against one of the best known names in American industry – Caterpillar. The Evans Law Firm is not involved in […]

ATTORNEY NEWSLETTER Elder Abuse in Nursing Homes  Resident Dumping California public interest groups are fighting a disturbing trend in nursing homes sending Medi-Cal patients to hospitals and then refusing to allow them to return. This practice is known as “resident dumping.”  Marin County and California nursing home abuse attorneys at […]