Category: Evans Law Firm

ATTORNEY NEWSLETTER FINRA Concerns With L Share Annuities L Share Variable Annuities are a type of variable annuity where the surrender charge period under the contract is shortened to three or four years, as opposed to seven to ten years under standard variable annuities. L Share annuities have higher administrative […]

ATTORNEY NEWSLETTER Financial Elder Abuse Protections Expanding Over the past several years, financial elder abuse protections have expanded in the legislature, through industry regulation, and in the courts, particularly in California. The San Mateo County and California financial elder abuse attorneys at Evans Law Firm, Inc. have been in the […]

ATTORNEY NEWSLETTER: What Is Financial Elder Abuse? Financial elder abuse, along with physical elder abuse and psychological elder abuse, is one of the three major forms of elder abuse that poses a threat to the safety and wellbeing of older adults. Generally, it occurs when one person takes advantage of […]

ATTORNEY NEWSLETTER Surrender Charges and Fees on Whole and Universal Life Insurance If you are over age 60, live in California, and have surrendered a whole or universal life insurance policy, you may have paid a surrender penalty. You may also have suffered a tax loss on the surrender. Lastly, […]

ATTORNEY NEWSLETTER Whistleblower Retaliation Case Before Supreme Court What is the Scope of Protection Against Retaliation? At the end of November, the United States Supreme Court heard oral arguments in Digital Realty vs. Somers, a whistleblower case involving securities fraud. The case demonstrates the complexity of whistleblower cases and questions […]

ATTORNEY NEWSLETTER Arbitration Clause in Nursing Home Admission Contract Struck Down Recently, a California appellate court refused to enforce an arbitration provision in a nursing home admission contract finding that the 94 year-old nursing home resident suffering from Alzheimer’s had not agreed to arbitrate disputes with the home. In the […]

ATTORNEY NEWSLETTER What Duty Does An Agent or Advisor Owe You? The “Best Interest” Standard We at Evans Law Firm litigate the question of an insurance agent’s duty to consumers, especially when it comes to whole, universal and indexed universal life insurance and/or annuities. As life insurance and annuity lawyers, […]

ATTORNEY NEWSLETTER Prepare For Your Holiday Visits With Seniors We at Evans Law Firm wish you the best over the holiday season! Many of us visit elderly loved ones over the holidays.  It may be a once a year trip to see parents or other elderly loved ones who live […]

ATTORNEY NEWSLETTER Criminal and Civil Laws Against Financial Elder Abuse Financial elder abuse is a growing problem in Alameda County, throughout California, and across the country. The numbers are shocking and the toll on seniors and their families devastating. While likely underreported, financial elder abuse costs older Americans $36.5 billion annually […]

ATTORNEY NEWSLETTER Surrender Charges on Whole and Universal Life Insurance If you are over age 60, live in California, and have surrendered a whole or universal life insurance policy, you may have paid a surrender penalty. You may also have suffered a tax loss on the surrender.  The California Insurance […]