Category: Evans Law Firm

ATTORNEY NEWSLETTER Fixed Annuities Are Not Simple Understanding How Much Interest You Earn Fixed annuities are sold by agents as safe harbors in stormy markets. Don’t buy it. Fixed annuities aren’t risk-free investment options and the rules for crediting interest under your policy likely mean you will earn much less […]

ATTORNEY NEWSLETTER Single Trip Travelex Travel Insurance Plans Cancellations, Coverages, and Refunds Ever bought travel insurance before going on a big trip? Did you cancel your trip before departure?  Travel insurance is intended to reimburse those who have unforeseen circumstances either prevent or ruin their trip. One of the world’s […]

ATTORNEY NEWSLETTER Embezzling Checks From The Elderly Police have issued an arrest warrant for a 29-year-old caregiver accused of embezzling more than $63,000 from a 73-year-old survivor of the Camp Fire blaze. The caregiver allegedly stole insurance money the senior received for her destroyed home.[1]  The case illustrates the access […]

ATTORNEY NEWSLETTER Elder Abuse on the Rise Warning Signs of Elder Abuse Elder abuse is quickly becoming commonplace for far too many of our seniors. The National Council on Aging recently estimated that one in ten seniors over 60 have been abused in the US, and that practically 50 percent […]

ATTORNEY NEWSLETTER Voya Indexed Universal Life Insurance Products Voya’s Index Credit Accumulation Riders (ICAR) Evans Law Firm, Inc. represents clients who have suffered losses on all types of life insurance and annuity contracts, including equity indexed universal life insurance. Voya Financial, Inc., a financial conglomerate that targets retirement investments, issued […]

ATTORNEY NEWSLETTER Class Action Against Security Benefit Life Insurance Company Three consumers recently filed a national class-action lawsuit against Security Benefit Life Insurance Co. for misrepresentations made by Security Benefit in connection with the sale of certain of its fixed indexed annuities. Evans Law Firm, Inc. represents the plaintiffs.  The […]

ATTORNEY NEWSLETTER Indexed Universal Life Insurance Pacific Life IULs Insurance agents and financial advisors sell indexed universal life insurance (IULs) primarily as savings vehicles for the future. Our lawyers recommend against these costly, complicated policies, and advise you to be prepared when an agent recommends one. Pacific Life Insurance Company […]

ATTORNEY NEWSLETTER Catching Nursing Home Abuse on Cameras Using Surveillance Cameras to Monitor Care Families of loved ones abused or neglected in nursing homes are increasingly turning on in-room cameras to monitor care. More than 1.3 million Americans live in nursing homes. Their loved ones watch stories of neglect, abuse, […]

ATTORNEY NEWSLETTER Understand What An Agent Is Trying To Sell You Resist High-Pressure Sales Annuities Are Expensive, Complicated Insurance Products A recent study shows only 27% of Americans believe they will be financially secure in retirement. Insurance agents dwell on statistics like that, especially when luring older consumers into annuities. […]

ATTORNEY NEWSLETTER Single Trip Travelex Travel Insurance Plans Cancellations, Coverages, and Refunds Ever bought travel insurance before going on a big trip? Did you cancel your trip before departure?  Travel insurance is intended to reimburse those who have unforeseen circumstances either prevent or ruin their trip. One of the world’s […]