Category: Evans Law Firm

ATTORNEY NEWSLETTER Complex, Long-Term Insurance Policies Withdrawals Penalized Lower Returns And Investment Risk Deferred annuities are contracts where the policy holder makes an upfront premium payment in exchange for an income stream in years to come.  The concept sounds simple enough but in fact deferred annuities, like fixed indexed annuities, […]

ATTORNEY NEWSLETTER 94-Year-Old Victim In Case Example Fraudulent Checks And Large “Gifts” Remedies For Seniors And Their Families Older persons lose more than $3 billion annually as a result of financial elder abuse, according to FBI and National Institute of Justice statistics. The true figure is likely much, much higher […]

ATTORNEY NEWSLETTER Case Example Nursing Home Caregiver Theft Protecting Older Loved Ones  All seniors are potential victims of financial elder abuse whether they are still living in their home or residing in a facility. In many instances, the financial abuser is a caregiver who is being paid to care for […]

ATTORNEY NEWSLETTER Complicated Insurance Contracts Penalties On Withdrawals Commissions, Fees, Participation Rates And Caps Deferred annuities are insurance contracts where the policyholder pays a premium to an insurance carrier now for income payments in the future. Evans Law Firm, Inc. generally recommends against deferred annuities for older consumers because they […]

ATTORNEY NEWSLETTER Broad Authority Can Be Used To Take Money From Seniors Self-Dealing And Other Fraud By Appointed Agents Remedies For Injured Seniors Powers of attorney are extremely important estate planning tools for all of us as we age; it is helpful to have such arrangements in place before the […]

ATTORNEY NEWSLETTER Pension And Social Security Benefits Allegedly Stolen Benefit Profiles Changed Online Protecting Older Loved Ones Dishonest caregivers with internet access may gain access to a senior’s pension or Social Security benefit profiles with just a few pieces of important information like the senior’s date of birth and Social […]

ATTORNEY NEWSLETTER Pension And Social Security Benefits Allegedly Stolen Benefit Profiles Changed Online Protecting Older Loved Ones Dishonest caregivers with internet access may gain access to a senior’s pension or Social Security benefit profiles with just a few pieces of important information like the senior’s date of birth and Social […]

ATTORNEY NEWSLETTER Older Customers Targeted in Ponzi Scheme</h1> Severe Losses For Older Investors Warning Signs Of Investor Fraud Seniors are often targets of Ponzi schemes, where money collected from new investors is used to pay existing investors, and there really is no actual investment of funds. Like the infamous Bernie […]

ATTORNEY NEWSLETTER Case Example Of Caregiver Fraud <h1> 86-Year-Old Victim Protecting Older Loved Ones From Caregiver Fraud Never hand an ATM/debit card or credit card to a caregiver and ask them to go get cash or make purchases. Never give out any PIN numbers. Never give a caregiver or other […]

ATTORNEY NEWSLETTER Case Example Financial Elder Abuse By Opening Joint Accounts Protecting Seniors According to FBI and National Institute of Justice statistics, as many as one in 10 seniors are victims of financial elder abuse. Their financial predators are most often caregivers or other persons in close proximity to their […]