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Sep 25, 2014 - Annuities by Ingrid Evans | Share
ATTORNEY NEWSLETTER Annuities usually are not a good idea for senior citizens. The length of time in an annuity policy tends to vest after the expected lifespan of a senior citizen. Especially for senior citizens in poor health, an annuity may result in a loss of money instead of gain. […]
Sep 11, 2014 - Annuities by Ingrid Evans | Share
ATTORNEY NEWSLETTER Annuities are popular among the elderly because they are seen as a low risk, safe investment. Some are willing to forego maximum yields for security, though they understand a long term interest rate will always be lower than a short term one. There are several drawbacks however that […]
Aug 14, 2014 - Annuities by Ingrid Evans | Share
ATTORNEY NEWSLETTER Fixed indexed annuities (also known as deferred annuities) are long term investments/insurance that often have penalties or what are referred to in the life insurance industry as surrender charges for 15 years or more, and can have very high fees for withdrawal even if needed for necessary life […]
Jun 17, 2014 - Annuities by Ingrid Evans | Share
ATTORNEY NEWSLETTER Athene Holding Ltd. Has completed its acquisition of Aviva USA Corp. The new entity is now called Athene USA and is headquartered in West Des Moines, Iowa. Regulators in Iowa and New York approved the deal after a stipulation was signed. The stipulation requires more oversight and higher […]
Jan 23, 2014 - Annuities by Ingrid Evans | Share
ATTORNEY NEWSLETTER Genworth Life Insurance Company, Genworth Life and Annuity Insurance Company, and Genworth Life Insurance Company of New York agree to a multi-state settlement regarding life insurance and annuity practices. This was a multi-state examination that included Florida, California, Delaware, Illinois, Iowa, New Hampshire, North Dakota, Pennsylvania, and Virginia. […]
Sep 20, 2013 - Annuities by Ingrid Evans | Share
ATTORNEY NEWSLETTER A class action lawsuit was filed against Massachusetts Mutual Life Insurance Company in 2004 alleging that the company engaged in deceptive sales practices with respect to the sale of deferred annuities. Massachusetts Mutual Life Insurance Company denied all claims in the complaint. Massachusetts Mutual Life Insurance Company contended […]
Sep 20, 2013 - Annuities by Ingrid Evans | Share
ATTORNEY NEWSLETTER Pacific Life Insurance Company was the target of a class action lawsuit related to sales of deferred annuities. The 2005 lawsuit alleged that Pacific Life Insurance Company and its salespeople committed securities fraud because they failed to disclose that tax deferral advantages of its annuities products might be […]
Sep 20, 2013 - Annuities by Ingrid Evans | Share
ATTORNEY NEWSLETTER Two individuals filed a class action lawsuit against EquiTrust Life Insurance Company alleging that the company engaged in fraudulent business and marketing practices with respect to the sale of deferred annuities. The Complaint alleges that EquiTrust Life Insurance Company sold a deferred annuity that matured after the buyers […]
Aug 23, 2013 - Deferred Annuities by Ingrid Evans | Share
ATTORNEY NEWSLETTER Unscrupulous financial advisors continue to exploit the federal Veterans Aid and Attendance program, but due to a tough new consumer protection law recently passed in California, their tactics may be changing. Aid and Attendance is an enhanced pension benefit available to some low-income elder veterans and their surviving […]
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