Category: Deferred Annuities

ATTORNEY NEWSLETTER Indexed And Fixed Indexed Annuities Are Complex And Expensive Consumer Risks, Especially For Seniors Beware Complicated New Products Our lawyers recommend consumers, especially senior consumers, avoid annuities or life insurance. The insurance industry targets older investors with high-commission products like indexed and fixed indexed annuities. Indexed and fixed […]

ATTORNEY NEWSLETTER Indexed Annuities Are Complex and Expensive SEC Issues Bulletin Warning Consumers of Risks Our lawyers recommend you always beware when an insurance agent tries to sell you annuities or life insurance, particularly if you’re a senior. Annuities are complicated insurance products with a lot of red flags for […]

ATTORNEY NEWSLETTER What It Means For An Investment To Be Liquid Versus Illiquid Annuities Tie Up Your Money For Years Our lawyers recommend you always beware when an insurance agent tries to sell you annuities or life insurance, particularly if you’re a senior. One of the primary reasons senior consumers […]

ATTORNEY NEWSLETTER Variable Annuities Are Complex and Expensive The High Cost of Variable Annuities Our lawyers recommend you always beware when an insurance agent tries to sell you annuities or life insurance, particularly if you’re a senior. Annuities may be fixed (locked in interest rate), indexed (a blend of locked […]

ATTORNEY NEWSLETTER Annuities Are Complex and Expensive Your Money Is Tied Up For Years Our lawyers recommend you always beware when an insurance agent tries to sell you annuities or life insurance, particularly if you’re a senior. Annuities are complicated insurance products with a lot of red flags for consumers: […]

ATTORNEY NEWSLETTER Voya Annuity and Universal Life Insurance Products The life insurance and annuity attorneys at Evans Law Firm, Inc. represent California consumers, especially seniors, who have suffered losses on all types of life insurance and annuity contracts, including variable and fixed annuities, indexed annuities, and equity indexed universal life […]

ATTORNEY NEWSLETTER Annuities Are Complex and Expensive Your Money Is Tied Up For Years Our lawyers recommend you always beware when an insurance agent tries to sell you annuities or life insurance, particularly if you’re a senior. Annuities are complicated insurance products with a lot of red flags for consumers: […]

ATTORNEY NEWSLETTER Guggenheim Partners/Security Benefit Life Insurance Company Total Value Annuities (TVAs) The life insurance and annuity attorneys at Evans Law Firm, Inc. represent clients who have suffered losses on all types of life insurance and annuity contracts, including indexed annuities and equity indexed universal life insurance. Indexed annuities are […]

ATTORNEY NEWSLETTER Fee-Based Annuities Present Tax Issues Taking Out Advisors’ Fees May Result In Tax To Policy Owner Our lawyers recommend you always beware when an insurance agent tries to sell you commission-based annuities or life insurance, particularly if you’re a senior. But fee-based annuities present disadvantages as well.  Advisors […]

ATTORNEY NEWSLETTER What are Income Riders? Income riders are attachments to deferred annuities sold by agents as an income payout contractually guaranteed for the rest of your life and possibly your spouse’s life as well. The two most common types of income riders are known as “Guaranteed Lifetime Withdrawal Benefit” […]