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Category: Deferred Annuities

California and Marin County Annuity And Financial Elder Abuse Attorneys: High Sales Commissions On Annuities And Other Risky Investments

ATTORNEY NEWSLETTER Agents Earn High Commissions On Deferred Annuity Sales The Riskier The Investment The Higher The Commission Commissions Versus Fee-Based Advice Risky investments like fixed indexed and variable annuities, non-traded REITs (real estate investment funds), and private placements typically pay out high commissions – some as high as 10% […]

Los Angeles Annuity and Financial Elder Abuse Attorneys: Seniors Should Understand Annuities Before They’re Sold One

ATTORNEY NEWSLETTER Long-Term Insurance Policies  Pressure Sales Tactics High Commissions, Hidden Fees And Surrender Penalties  All deferred annuities are complicated and risky, indexed annuities are particularly complex and full of risk.  These complications and risks are especially dangerous for seniors; if a policyholder needs his or her money back for […]

Jun 21, 2021 - Annuities by |

California and Los Angeles Financial Elder Abuse Attorney: Unsuitable Annuities Sold To Older Consumers

ATTORNEY NEWSLETTER Disadvantages of Deferred Annuities High Pressure Sales And Other Questionable Practices Replacements And Exchanges Particularly Disadvantageous Deferred annuities present real, potential problems for seniors through contract costs and especially the surrender penalties incurred when the policyholder wants to take his or her money out. When selling annuities to […]

San Francisco Financial Elder Abuse Attorneys: Dangers of Fixed Indexed Annuities For Seniors

ATTORNEY NEWSLETTER Understand How Complex Deferred Annuities Are Fixed Indexed Annuities Are Particularly Complex Avoid Suggestions To Replace Existing Annuities Sales of any kind of insurance product generate commissions for insurance agents.  Deferred annuities generate commissions as high as 10% so they are a favorite insurance product for agents to […]

Jun 1, 2021 - Annuities by |

Los Angeles Financial Elder Abuse Attorney: Misconceptions About Annuities

ATTORNEY NEWSLETTER Dangers For Seniors Questionable Sales Tactics And Inadequate Disclosures Replacement Transactions Can Be Costly Financial elder abuse includes the sale to seniors of unsuitable insurance products.  These unsuitable insurance products include deferred annuities, complex contracts with high fees and significant penalties, known as surrender charges, if you need […]

Los Angeles and Orange County Financial Elder Abuse Attorney: Older Consumers And Deferred Annuities

ATTORNEY NEWSLETTER Deferred Annuities Not A Prudent Investment For Seniors Dangers In The Details Beware Of High Surrender Charges Deferred annuities come in various forms, but insurance agents target senior consumers with one type of deferred annuity in particular known as the fixed indexed annuity (FIAs) marketed under different trade […]

May 10, 2021 - Annuities by |

Los Angeles and Orange County Financial Elder Abuse and Annuity Attorneys: What Are Buffer Annuities And How Do They Work?

ATTORNEY NEWSLETTER Buffer Annuities Are A Type of Variable Annuity Similarities To Indexed Annuities Caps And Participation Rates Limit Returns All deferred annuities are complex insurance products, and we recommend against them for senior consumers particularly.  Deferred annuities are sold by agents in three general categories: fixed, indexed, and variable.  […]

Marin County Financial Elder Abuse Attorneys: Fixed Indexed Annuities And Unsuitable Insurance Products For Older Consumers

ATTORNEY NEWSLETTER Agents Oversimplify How Deferred Annuities Work The Dangers For Seniors Are In The Details Exchanging Existing Annuities Can Be Very Costly Deferred annuities come in various forms, but one of the products insurance agents promote for seniors are fixed indexed annuities (FIAs).  Agents sell FIAs to seniors in […]

Santa Cruz County Financial Elder Abuse Attorneys: Disadvantages of Fixed Indexed Annuities For Santa Cruz Seniors

ATTORNEY NEWSLETTER Avoid The Hype On Fixed Indexed Annuities Complex Insurance Products With High Commissions And Fees Replacement Transactions Especially Risky And Costly COVID-19 has created serious uncertainty in markets and left many investors jittery about the country’s economic future and the performance of markets in the years ahead climbing […]

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