Category: Consumer fraud

ATTORNEY NEWSLETTER Whistleblower Cases for Cryptocurrency Fraud Offshore Virtual Currency Trading Frauds The U.S. Commodity Futures Trading Commission (CFTC) polices trading in commodities (like gold and other precious metals), options, futures, and virtual currencies. The CFTC rewards whistleblowers who voluntarily provide original information that leads to recoveries against organizers of […]

ATTORNEY NEWSLETTER Knowing Your Rights Lender Obligations Under The Truth in Lending Act What Consumers Need to Know The Truth in Lending Act of 1968 (TILA), 15 U.S.C. §§ 1601 et seq., is a federal law that was created to ensure that consumers receive accurate information when they enter into […]

ATTORNEY NEWSLETTER Consumer Credit Card Rights The Credit CARD Act of 2009: What Consumers Need to Know The federal Consumer Financial Protection Bureau (CFPB) was designed to protect consumers from certain credit card and consumer loan practices, among the Bureau’s other responsibilities. The Credit CARD Act of 2009, expanded consumer […]

ATTORNEY NEWSLETTER Bank Loans Often Contain Arbitration Clauses Be Wary of Agreeing to Arbitration Clauses Many banks include arbitration clauses in their loan contracts, but consumers should beware of agreeing to them, as that means giving up a number of your rights. If a customer agrees to an arbitration clause, […]

ATTORNEY NEWSLETTER Government Rules on Overdraft Charges for ATM and Debit Card Transactions Knowing Your Rights On Overdraft Services Have you been hit with overdraft charges on ATM withdrawals and debit cards for overdraft services you never authorized? If so, you should know that your bank cannot levy those charges […]

ATTORNEY NEWSLETTER Where Do You Turn When You Have A Problem With Your Bank? Government Agencies That Can Help Several government agencies supervise your bank, savings and loan or credit union. When you have a problem with your bank account, CD, mortgage, consumer loan or other banking arrangement, knowing who […]

ATTORNEY NEWSLETTER Misleading Credit Repair Practices Understanding the Harm to Consumers The California consumer attorneys at Evans Law Firm, Inc. advise consumers to think long and hard before signing up for credit repair services. Credit repair companies advertise heavily through telemarketing and mass media but the services do not always […]

ATTORNEY NEWSLETTER Access to Justice Cases Millions of consumers and employees can no longer hold corporations liable for injury because of a series of recent Supreme Court opinions eliminating plaintiffs’ rights on grounds of federal pre-emption, arbitration clauses, and class action bans. Four cases this term ask the Court to […]

ATTORNEY NEWSLETTER Ingrid M. Evans on NBC Bay Area Responds Lost Bank Accounts: Don’t Always Look for Help From Your Bank NBC Bay Area News recently investigated a San Jose widow’s struggle with Wells Fargo Bank over a $30,000 CD deposit that has simply disappeared from the bank’s records. The […]

Notifying Bank, Lender and Credit Reporting Agencies Each year millions of Americans are victims of identity theft. Thieves access bank accounts, credit cards, online payment services, and home equity lines of credit. You need to know what you should do and what your rights are in such circumstances. The California […]