Category: Bay Area

ATTORNEY NEWSLETTER If you’re thinking of buying Index Universal Life Insurance or Variable Universal Life Insurance, you might want to think again. These types of Life Insurance rarely return what they cost, and frequently fail to perform anywhere near what consumers are told. Before taking that risk, we want to […]

High Risk, Low Reward: What to Know Before You Buy An Annuity ATTORNEY NEWSLETTER The financial market is fraught with complex money-making schemes, many targeted toward those without the background to fully understand what they’re putting their money into. Although people are growing more wary of Ponzi schemes and other […]

ATTORNEY NEWSLETTER What does it say about the California nursing home industry that they’re rewarding employees with raffle tickets for an iPod if they flood California Medicare & Medicaid Services with comments? Nothing good, certainly. This petty tactic is being deployed by lobbyists for the nursing home industry to try […]

The Evolution of Life Insurance: Newest Trend Index Universal Life ATTORNEY NEWSLETTER For many people life insurance is a no brainer. We are told it is part of a secure financial plan that will help family members and loved ones funerals costs and even pending financial responsibilities. But the reality […]

Cases of Negligence in Nursing Homes Skyrockets ATTORNEY NEWSLETTER As 78 million “baby boomers” in America reach retirement age, there is an increased demand for nursing homes across the country. The Kaiser Family Health Foundation estimates that nearly 1.5 million senior citizens already reside in nursing homes and this number […]

Ensuring Good Care Plan in Nursing Homes for Your Loved Ones ATTORNEY NEWSLETTER Nursing home residents and their families have the right to participate in the development of the resident’s care plan. Individualized care plans are extremely important to ensure that nursing home residents receive proper care. The resident or […]

Consumers Should Carefully Review Annuity and Insurance Purchases from Aviva Life Insurance ATTORNEY NEWSLETTER Although insurance agents and companies often pitch the benefits of deferred annuities, it is important for senior citizens and other consumers to also know the risks involved in purchasing an annuity policy. Annuity companies and their […]

Banner and William Penn Raise Cost of Insurance Charges on Universal Life Insurance Products ATTORNEY NEWSLETTER California insurance fraud attorneys warn that consumers with universal life plans through Banner or William Penn should be aware that their cost of insurance (COI) rates may be increasing. As of August 1, Banner […]

ATTORNEY NEWSLETTER According to the Administration of Aging, (AoA) elder abuse is the knowing, intentional, or negligent act by anyone that causes harm or a serious risk of harm to a vulnerable adult. Elder abuse can come in many forms such as abandonment, neglect, physical, financial, and emotional abuse. There […]

ATTORNEY NEWSLETTER The False Claims Act is a powerful tool to protect and encourage whistleblowers to report any wrongdoings of a company or business. The False Claims Act (also known as the Lincoln law) was enacted back in the civil war, with the same purpose it has until this day: […]