Category: Bay Area

The Waiting Game: Why Insurance Salespeople Push Whole Life Insurance There are innumerable options available to a person looking at purchasing a life insurance policy. Universal, indexed, term, etc. While there are issues with many of these types, one in particular has drawn the ire of financial advisors and life […]

ATTORNEY NEWSLETTER Prudential, Jackson National, and the future of the annuity As the Department of Labor requires more insurance brokers to act as fiduciaries, and as FINRA continues its investigation into variable annuities, it’s clear that the increased scrutiny is having a bit of a shriveling effect on the market […]

ATTORNEY NEWSLETTER The Avlue and Drawbacks of Indexed Annuities As the Department of Labor’s more stringent annuity rules go into effect, major sellers of both fixed and variable annuities are having to compensate and adjust both their sales tactics and the contents of their policies. While a number of sellers […]

ATTORNEY NEWSLETTER The Changing Rout of the Elder Justice Roadmap Last week, California became the 6th state in the U.S. to implement a law allowing terminally ill patients to take their own lives. The process of constructing, implementing, and regulating the law and its use has been an arduous and […]

ATTORNEY NEWSLETTER SEC Whistleblower Program Awards The Securities and Exchange commission has just doled out it’s second-largest award ever, a whopping $17 million, to a Wall Street employee who provided insider information that helped advance an SEC investigation. Due to the nature of the investigation and the anonymity of the […]

ATTORNEY NEWSLETTER Opiods and Elder Abuse The opioid epidemic in America has brought about profound changes in many aspects of healthcare, the justice system, law enforcement, and mental health. As professionals from these areas try to cope with the extent to which opioids and opioid users affect their duties, it […]

ATTORNEY NEWSLETTER Who is a Mandatory Reporter of Elder Abuse? One of the many difficulties that comes with working in the elder law field is the variance of laws, regulations, and reporting across state lines. It’s not uncommon for abusers to move their victim across the country to live with […]

ATTORNEY NEWSLETTER Rethinking the Conservatorship Model In California and many other states, a conservatorship or guardianship is essentially the last word in deciding who has the authority to manage an elder or dependent adult’s estate. There are different varieties, some temporary, some permanent, but they generally confer complete control of […]

ATTORNEY NEWSLETTER Reviewing the Variable Annuity Annuities are financial products that are often fraught with complications, miscommunications, and disappointment for policyholders. When seniors or retirees initially buy the product, they are generally expecting that the annuity will be both a sound investment and a means of providing stress-free guaranteed income […]

ATTORNEY NEWSLETTER A Shrinking Long-Term Care Insurance Market May Put the Squeeze on Policyholders Seniors and retirees who are looking into their insurance options for old age may have noticed a disturbing trend: Long Term Care insurance, designed to help the elderly afford costs like retirement homes, Continuing Care Retirement […]