Category: Bay Area

ATTORNEY NEWSLETTER Brokers Move from Variable to Indexed Annuities Why the Variable Annuity is in Decline 2016 has been a rough year for many people, not least for sellers of variable annuities. Regulatory oversight, the new Department of Labor fiduciary rule, and market factors have led to a year that […]

ATTORNEY NEWSLETTER Protecting Seniors from Sexual Abuse Understanding Nursing Home Sexual Abuse It’s difficult to even contemplate the topic of nursing home sexual abuse: nobody want to imagine the possibility that their parents or loved ones may be at risk for such an unspeakable act. But our alameda nursing home […]

Bedsores As seniors age, one factor that is likely to play a large role in their health is limited mobility. Many of the elderly suffer from conditions such as arthritis or osteoporosis, or have to undergo treatment that requires extended bed rest. They may be confined to a wheelchair or […]

ATTORNEY NEWSLETTER Talcum Powder and Ovarian Cancer A recent consumer protections case has allegedly revealed a long-standing cover-up by Johnson & Johnson, a major U.S. Pharmaceutical, cosmetic, and hygiene company. According to the charges, and numerous studies since 1971, frequent use of talc-based products, such as “Shower to Shower” and […]

ATTORNEY NEWSLETTER Healthcare Providers and Whistleblowers Numerous cases in recent years have shown the power of whistleblowers to expose corruption, fraud, and misconduct. In the United State, the government has recognized the value of whistleblowers for a long time, and has passed laws enabling and protecting them going back a […]

ATTORNEY NEWSLETTER New Legal Landscape of Elder Law The U.S. House of representative has just approved legislation that would protect financial advisors who report financial elder abuse from lawsuits over breach of privacy. The law is designed to clarify what takes priority when dealing with the finances of the elderly, […]

ATTORNEY NEWSLETTER The SEC’s New Approach to Fighting Corporate Crime As the SEC whistleblower program issues a $17 Million reward, the second largest since the creation of the program in 2010, the Securities and Exchange Commission is signaling a clean break with its historic policy of encouraging businesses to police […]

ATTORNEY NEWSLETTER Protecting Elders with Memory Loss One of the most difficult aspects of aging loved ones is the onset of memory and cognition issues. While it may not impact all seniors, the majority have to deal with some level of dementia, Alzheimer’s or other neurological condition. For close family […]

ATTORNEY NEWSLETTER Are annuities as stable as brokers claim? Annuity companies spend a great deal of time, energy, and marketing dollars to build the reputation of their product as a rock-solid investment. They’ve banked on this in their campaign to sell indexed annuities, products that make the impossible claim of […]

ATTORNEY NEWSLETTER The New Landscape of Fee-Based Annuities As the Department of Labor’s new rule comes into effect, requiring insurance and annuity salespeople to act as fiduciaries, financial companies are scrambling to adapt. One way that some companies are trying to deal with this change is to find a loophole […]