Category: Annuities

ATTORNEY NEWSLETTER Penalized For Getting Your Money Back Contact Fees And Caps On Returns Resist Aggressive Sales Tactics Indexed annuities, like most deferred annuities, are long-term insurance contracts that promise to pay income in the future but impose penalties, known as surrender charges, if you need your money before the […]

ATTORNEY NEWSLETTER Penalties To Get Your Money Back Returns Lowered By Fees And Commissions Unfavorable Interest Crediting Formulas Evans Law Firm, Inc. generally recommends against certain types of deferred annuities especially for seniors because these complex insurance policies carry high fees, lack transparency and are illiquid. The contracts are illiquid […]

ATTORNEY NEWSLETTER Complicated And Costly Insurance Policies Penalties For Getting Your Money Back Unfavorable Interest Crediting Formulas Evans Law Firm, Inc. generally recommends against certain types of deferred annuities especially for seniors because these complex insurance policies carry high fees, lack transparency and are illiquid. The contracts are illiquid because […]

ATTORNEY NEWSLETTER Costly And Complex Insurance Contracts Penalties For Getting Your Money Back Commissions, Fees, Participation Rates And Caps Deferred annuities are insurance contracts where the policyholder pays a premium to an insurance carrier now for income payments in the future. Evans Law Firm, Inc. generally recommends against deferred annuities […]

ATTORNEY NEWSLETTER Complex, Expensive Insurance Contracts Getting Your Money Back Will Cost You Other Disadvantages Evans Law Firm, Inc. generally recommends against certain types of deferred annuities especially for seniors because these complex insurance policies carry high fees, lack transparency and are illiquid. The contracts are illiquid because during the […]

ATTORNEY NEWSLETTER Exiting Contracts Is Costly Sales Commissions, Fees, Participation Rates And Caps Questionable Sales Tactics Evans Law Firm, Inc. generally recommends against deferred annuities for older consumers because they are expensive and complicated and because these contracts tie up a senior’s money for years. Whenever an insurance agent or […]

ATTORNEY NEWSLETTER Costly And Complex Insurance Contracts Withdrawal Penalties For Getting Your Money Back Other Disadvantages For Seniors Evans Law Firm, Inc. generally recommends against certain types of deferred annuities especially for seniors because these complex insurance policies carry high fees, lack transparency and are illiquid. The contracts are illiquid […]

ATTORNEY NEWSLETTER Surrender Penalties Lock You In  Costly Exits Other Disadvantages Of Deferred Annuities Deferred annuities require a long-term commitment of your money to the insurance carrier issuing the policy and impose penalties on getting your money back for years.  Life changes or changes during this waiting period (known as […]

ATTORNEY NEWSLETTER Complicated Insurance Contracts With High Sales Commissions Surrender Penalties Lock You In Diminished Returns And Investment Risks Evans Law Firm, Inc. generally recommends against certain types of deferred annuities for older consumers because these complex, expensive insurance policies may tie up a senior’s money for years and impose […]

ATTORNEY NEWSLETTER High-Commission Insurance Contracts Penalized For Withdrawals Uninsured Investment Risk Evans Law Firm, Inc. generally recommends against certain types of deferred annuities for older consumers because these complex, expensive insurance policies may tie up a senior’s money for years and impose significant penalties if you need your money back. […]