Category: Annuities

ATTORNEY NEWSLETTER Policies Make It Expensive To Get Your Money Back Loss Of Investment Control In Changing Markets Returns Eroded By Commissions, Fees And Administrative Costs Deferred annuities are long-term insurance contracts which require you to lose control over your investment, and some annuities may earn little to no interest.  […]

ATTORNEY NEWSLETTER Nationwide Life and Annuity Insurance Company Annuities Nationwide’s New Heights© Products J.P. Morgan MOZAIC I and MOZAIC II Investment Strategies Nationwide Life and Annuity Insurance Company, part of the Nationwide Mutual Insurance Group, issues various types of deferred annuities throughout the State of California.  Nationwide’s deferred annuity products […]

ATTORNEY NEWSLETTER Downsides To Indexed Annuities Surrender/Withdrawal Penalties, Commissions And Fees Participation Rates And Caps Whenever an insurance agent or financial advisor of any kind suggest an indexed annuity for you, be wary, especially if you are retired or nearing retirement.  Evans Law Firm, Inc. generally recommends against deferred annuities […]

ATTORNEY NEWSLETTER Costly Withdrawal Charges And Contract Fees Interest Crediting Rules Favor Carrier Risk of Loss Of Principal Deferred annuities are contracts where the policy holder makes an upfront premium payment in exchange from an income stream in years to come.  The principle sounds simple enough but in fact deferred […]

ATTORNEY NEWSLETTER Nationwide Life and Annuity Insurance Company Annuities Nationwide’s New Heights© Fixed Income Annuities J.P. Morgan MOZAIC I and MOZAIC II Investment Strategies Nationwide Life and Annuity Insurance Company, part of the Nationwide Mutual Insurance Group, issues various types of deferred annuities throughout the State of California.  Nationwide’s deferred […]

ATTORNEY NEWSLETTER Fixed Indexed Annuities From Nationwide Life and Annuity Insurance Company Nationwide’s New Heights© Fixed Indexed Annuities J.P. Morgan MOZAIC I and MOZAIC II Investment Strategies Nationwide Life and Annuity Insurance Company, part of the Nationwide Mutual Insurance Group, issues various types of deferred annuities throughout the State of […]

ATTORNEY NEWSLETTER Expensive To Exit Any Deferred Annuity No Control Over How Your Money Is Invested Commissions, Fees And Caps Erode Returns Deferred annuities are long-term insurance contracts which require you to lose control over your investment, and some annuities may earn little to no interest.  If you try to […]

ATTORNEY NEWSLETTER Nationwide Life and Annuity Insurance Company Annuities Nationwide’s New Heights© Products J.P. Morgan MOZAIC I and MOZAIC II Investment Strategies Nationwide Life and Annuity Insurance Company, part of the Nationwide Mutual Insurance Group, issues various types of deferred annuities throughout the State of California.  Nationwide’s deferred annuity products […]

ATTORNEY NEWSLETTER Getting Your Money Back Is Costly You Do Not Control How Your Money Is Invested Returns Diminished By Commissions, Fees And Caps Deferred annuities are long-term insurance contracts which require you to lose control over your investment, and some annuities may earn little to no interest.  If you […]

ATTORNEY NEWSLETTER High Expenses And Annual Fees Penalties On Withdrawals Make It Costly To Exit Insurer Default Risk Evans Law Firm, Inc. generally recommends against certain types of deferred annuities for older consumers because these complex, expensive insurance policies may tie up a senior’s money for years and impose significant […]