ATTORNEY NEWSLETTER Altered Checks And Forgeries Alleged In Complaint Checks Bounced For Insufficient Funds Unauthorized Use Of Debit Card Alleged We cannot emphasize strongly enough how important it is to keep checks, ATM/Debit cards, and cash away from caregivers or other strangers who enter a senior’s home.  Nor can we […]

ATTORNEY NEWSLETTER 2023 Theme: Invest In Our Planet Building A Healthy Economy Empowering The Young To Save The Environment The theme of this year’s Earth Day once again is “Invest In Our Planet.” The theme reflects our founder Ingrid M. Evans’s personal commitment to environmental causes through legal efforts and […]

ATTORNEY NEWSLETTER Misuse Of Power Of Attorney Over Annuity Six Unauthorized Withdrawals Totaling $120,000 Two Years In Prison And Restitution Individuals with powers of attorney (POAs) for someone else have full legal authority over that person’s financial affairs, unless the instrument limits their power in some way.  The scope of […]

ATTORNEY NEWSLETTER Nationwide Life and Annuity Insurance Company Annuities Nationwide’s New Heights© Products J.P. Morgan MOZAIC I and MOZAIC II Investment Strategies Nationwide Life and Annuity Insurance Company, part of the Nationwide Mutual Insurance Group, issues various types of deferred annuities throughout the State of California.  Nationwide’s deferred annuity products […]

ATTORNEY NEWSLETTER Downsides To Indexed Annuities Surrender/Withdrawal Penalties, Commissions And Fees Participation Rates And Caps Whenever an insurance agent or financial advisor of any kind suggest an indexed annuity for you, be wary, especially if you are retired or nearing retirement.  Evans Law Firm, Inc. generally recommends against deferred annuities […]

ATTORNEY NEWSLETTER Elder Abuse Comes In Different Forms Looking For Signs Of Neglect And Abuse Safeguarding Older Loved Ones From Abuse And Neglect Elder abuse can be physical, emotional, financial, and verbal; neglect and abandonment are also forms of elder abuse. The National Council on Aging says up to five million older […]

ATTORNEY NEWSLETTER 78-Year-Old Dies After Being Pushed Resident Of Memory Care Facility Incident Caught On Surveillance Camera Sadly, seniors in assisted care facilities and nursing homes are at risk of abuse and neglect by the very persons paid to care for them.  Stories of intentional abuse of seniors in these […]

ATTORNEY NEWSLETTER Direct Deposits Allegedly Redirected To Caregiver’s Account Changes Made By Online Access How To Prevent Financial Elder Abuse Whenever a dishonest caregiver gains access to confidential financial information of an elderly person, there is a risk that they will use that information to take as much money from […]

ATTORNEY NEWSLETTER Civil Penalties And Criminal Charges For Misuse Examples Of Power Of Attorney Misuse Enhanced Remedies For Seniors Financial powers of attorney (POAs) grant full authority over a person’s financial affairs, and medical powers of attorney, known in California as an Advance Health Care Directives (AHCDs), grant authority over […]

ATTORNEY NEWSLETTER How Seniors Are Financially Exploited Signs Of Financial Abuse Noticing Social, Physical And Behavioral Clues As we age, we may grow dependent on the help of others.  The process may be gradual or sudden (as after a stroke or accident).  Either way, increased dependence on others open up […]