The Evolution of Life Insurance: Newest Trend Index Universal Life ATTORNEY NEWSLETTER For many people life insurance is a no brainer. We are told it is part of a secure financial plan that will help family members and loved ones funerals costs and even pending financial responsibilities. But the reality […]

ATTORNEY NEWSLETTER The Attorney General filed charges of elder abuse alleging that Verdugo Valley Skilled Nursing & Wellness Centre LLC, based in Montrose, California, failed to provide the necessary care to a resident who suffered from burns, resulting in his death. The criminal charges indicate that James Populus, who had […]

Cases of Negligence in Nursing Homes Skyrockets ATTORNEY NEWSLETTER As 78 million “baby boomers” in America reach retirement age, there is an increased demand for nursing homes across the country. The Kaiser Family Health Foundation estimates that nearly 1.5 million senior citizens already reside in nursing homes and this number […]

Ensuring Good Care Plan in Nursing Homes for Your Loved Ones ATTORNEY NEWSLETTER Nursing home residents and their families have the right to participate in the development of the resident’s care plan. Individualized care plans are extremely important to ensure that nursing home residents receive proper care. The resident or […]

ATTORNEY NEWSLETTER California annuity and insurance fraud attorneys recommend that consumers carefully review annuity policies purchased through Fidelity and Guaranty Life Insurance Company. Annuities are complex products that often have hidden fees and costs. It is recommended that consumers carefully review any policy and consider their options before purchasing any […]

Consumers Should Carefully Review Annuity and Insurance Purchases from Aviva Life Insurance ATTORNEY NEWSLETTER Although insurance agents and companies often pitch the benefits of deferred annuities, it is important for senior citizens and other consumers to also know the risks involved in purchasing an annuity policy. Annuity companies and their […]

Banner and William Penn Raise Cost of Insurance Charges on Universal Life Insurance Products ATTORNEY NEWSLETTER California insurance fraud attorneys warn that consumers with universal life plans through Banner or William Penn should be aware that their cost of insurance (COI) rates may be increasing. As of August 1, Banner […]

ATTORNEY NEWSLETTER Consumers should be aware that insurance companies can raise the Cost of Insurance (COI) rates on non-guaranteed life insurance products, resulting in higher monthly policy charges. When there is a change in expectations as to future experience, insurance companies can increase the current COI rates to no greater […]

ATTORNEY NEWSLETTER Seniors lose an estimated $36.5 billion annually nationwide to elder abuse, according to a recent report from San Francisco-based True Link Financial. In any given five-year period, 37 percent of the elderly population is affected by financial elder abuse. Financial elder abuse is widespread but among the most […]

ATTORNEY NEWSLETTER Although insurance agents and companies often pitch the benefits of deferred annuities, it is important for consumers, particularly elderly consumers, to be aware of the risks as well. First, consumers should be aware of some of the marketing and sales schemes used to sell annuities. If you have […]