ATTORNEY NEWSLETTER The Costs and Risks of Nursing Home Care Paying for Low-Quality It’s well known that the cost of nursing home care can be ruinous to a family’s finances. Most families have trouble absorbing monthly residence fees that can approach $10,000, and it can drain an elders savings and […]

ATTORNEY NEWSLETTER Sonoma County Therapist and elder abuse The case is simple: in California, Sonoma County prosecutors charged a therapist and his wife with grand theft and theft from an elder by a caretaker. The therapist from Healdsburg founded Creative Counseling for Elders and Families with the purpose to “help” […]

ATTORNEY NEWSLETTER The Risky Business of Buying Insurance What is Long Term Care Insurance? Insurance is supposed to protect you from risk. By paying your premiums over the years, you ensure that when something bad finally does happen to you, you’ll have the funds necessary to assist you and remedy […]

ATTORNEY NEWSLETTER In 2016, we have lots of older adult resulting from the Baby Boom. In California, seniors have certain protections under the law, designed to prevent fraud from being perpetrated against elders. You are considered an elder adult before the California rules when you are more than 65 years […]

ATTORNEY NEWSLETTER The Market and Your Life Insurance For most life insurance policyholders, there’s no particular reason to be concerned about what effect the market will have on your policy. Why should you? Life insurance is traditionally rock solid, and a temporary upset in the market has no bearing whatsoever […]

ATTORNEY NEWSLETTER Whistleblowers in Qui Tam Tax Cases In a qui tam tax case, an individual, as known as a whistleblower, reports to the Internal Revenue Service (IRS) a tax fraud. The whistleblower or reporter has 3 years from the time the fraudulent tax return was filed for making a […]

ATTORNEY NEWSLETTER Indexed Annuities The History of the indexed annuity To understand the growing popularity of the indexed annuity, it is essential to understand how the product developed, what it was intended to do, and what it is being used for today. Indexed annuities are annuities whose return rate is […]

Lincoln Benefit Life Co. was sold by Allstate Financial to Resolution Life Holdings for $600 million in 2013. Lincoln Benefit Life Co. sold both standard life insurance policies, as well as deferred annuity policies. With the sale, Allstate joined a string of companies selling off their annuity businesses.

Genworth Financial started in 1871 as The Life Insurance Company of Virginia. Today, it is a Fortune 500 insurance company selling life insurance policies, annuities, long-term care insurance, and mortgage insurance.  Many seniors nationwide are policyholders with annuities, life insurance, and long-term care coverage through Genworth, as the company is […]

Allianz Life Insurance Company is based in Minneapolis but sells life insurance and annuities throughout the United States.  Fixed annuities, indexed annuities, variable annuities and deferred annuities are among the annuities sold by Allianz.  Allianz also offers variable and whole life insurance policies, which provide not only a death benefit […]