ATTORNEY NEWSLETTER Should You Give Your Annuity the AX(A)? Retirement and Annuities We’ve probably all seen the TV ads asking how much money we need to save in order to retire. Let’s assume you have a rough idea. The next question is where do you put it? Plenty of insurance […]

ATTORNEY NEWSLETTER How to Protect Yourself and Your Loved Ones Against Financial Elder Abuse Financial Elder Abuse Financial elder abuse comes in many forms, whether the abuser is a financial adviser or insurance agent, caregiver, or even a neighbor, friend or family member. Sadly, the family member category has become […]

ATTORNEY NEWSLETTER Dementia “Sundowning” Patients Increasingly Vulnerable to Elder Abuse Sundowning It is a common understanding that seniors suffering from dementia and Alzheimer’s are more susceptible to elder abuse. Oftentimes, individuals, be it caregivers, insurance companies, financial advisors, or friends, take advantage of elders with memory loss diseases, as they […]

ATTORNEY NEWSLETTER California Insurance Code 1871.7 One of the primary aims of the California Insurance Code is to protect individuals from insurance fraud. As a part of that Code, the California Insurance Frauds Prevention Act (“IFPA”) allows anyone to file whistleblower lawsuits against any company engaging in insurance fraud. Indeed, […]

ATTORNEY NEWSLETTER Financial Institutions Now Have An Obligation To Stop Elder Abuse The Facts Every year on average a staggering $2.9 billion is taken from elders in financial abuse scams! In fact, many believe the economic toll may be much higher as cases are often never reported or perhaps never […]

ATTORNEY NEWSLETTER Why You Should Think Twice about Equity Indexed Universal Life Insurance Equity Indexed Universal Life Policies Chances are, if you haven’t already, you may well hear in 2017 from a life insurance agent selling indexed life insurance, whether you live in Marin County or not. That is, life […]

ATTORNEY NEWSLETTER Annuities: The Epitome of Bad Investments Annuities Well-known money manager Ken Fisher recently said with his trademark feistiness, “I hate annuities… and so should you.” He’s not just being cantankerous. His advice is really on the mark here: annuities may seem like attractive investments but, in reality, they’re […]

ATTORNEY NEWSLETTER J.P. Morgan is Exposed for IRS Fraud J.P. Morgan and the IRS After settling a lawsuit for over $300 million just about a year ago, J.P. Morgan is now potentially in some trouble with the IRS. A former employee and now whistleblower has just come forward to express […]

ATTORNEY NEWSLETTER Paying To Get It; Paying To Toss It: Surrender Charges Whole Life Insurance Whole life insurance policy holders usually walk away from buying their policy thinking they have set themselves up well for the future. But the question remains: have they? There are certainly competing views about whole […]

ATTORNEY NEWSLETTER For Better or for Worse: Elders Tricked into Marriage for Financial Gain The number of elders being “conned into love” is on the rise, and the motivation is simple: money. It has come to our attention that lately, more than ever, seniors are the victims of what people […]