ATTORNEY NEWSLETTER Broker Pushed More Expensive Variable Annuities L-Share and B-Share Variable Annuities Not all variable annuities are the same. Carriers offer B-share contracts with long surrender charge periods and L-share policies with shorter surrender periods but higher fees and commissions.  Both types of variable annuities may be inappropriate for […]

A reverse mortgage is a financial product that is available to homeowners aged 62 and older that allows them to convert part of their home equity into cash. Seniors strapped for cash may believe a reverse mortgage is the answer.  But reverse mortgages are expensive: origination fees and closing costs […]

ATTORNEY NEWSLETTER Preventing Fraud and Abusive Practices Know Your Adviser Before You Buy Knowing who to trust for professional financial advice may be the most important step for consumers, especially seniors, when turning to an adviser for financial planning help. The San Francisco and California securities fraud and financial elder […]

ATTORNEY NEWSLETTER Wandering: A Real Danger With Alzheimer’s Sufferers Wandering (also known as elopement) is a common behavior for older persons suffering from dementia, especially those with Alzheimer’s disease. Alzheimer’s disease impairs memory and those with impaired memory are often disoriented and incapable of recognizing their surroundings or finding their […]

ATTORNEY NEWSLETTER Court-Appointed Fiduciaries May Abuse Their Trust Stories of Embezzlement, Fraud and Breach of Fiduciary Duty Court-appointed conservators and other fiduciaries (such as guardians or trustees) don’t always protect the persons they’re appointed to protect. Increasingly, we hear of court-appointed fiduciaries embezzling or otherwise betraying the interests of their […]

ATTORNEY NEWSLETTER Tesla Whistleblowers File Embattled Tesla Denies the Claims Over this past summer, two former Tesla employees filed formal tips with the U.S. Securities and Exchange Commission (SEC) alleging misrepresentations and omissions by the automobile manufacturer in information provided investors.[1]  Both tipsters claim they were fired by Tesla in […]

ATTORNEY NEWSLETTER Tragic Stories of Abuse and Neglect Are All Too Common Accounts of nursing home abuse are really hard to take. But the reality is that residents are often abused and neglected in the very places where they should be protected from harm and cared for. A recently reported […]

Seniors who move into nursing homes or other care facilities are very vulnerable to abuse and neglect. Alameda County elder abuse lawyers can provide representation to those seniors who are victimized. Elderly seniors harmed by nursing home abuse or neglect can get help from Evans Law Firm to pursue a […]

Brokers and brokerage firms owe a fiduciary duty to their clients, meaning that they must deal in good faith with them and put their clients’ interests above their own. This duty arises from the unequal relationship between a broker and a client and the confidential nature of the relationship. As […]

ATTORNEY NEWSLETTER How You Can Lose Money On Annuities  Investors, especially seniors, can get into real trouble investing in annuities. Annuities are expensive, complex long-term insurance products that tie up your money for years.  If you need your money for an emergency or increased living expenses, you’ll pay a penalty […]