ATTORNEY NEWSLETTER Seniors Beware of Deferred Annuities Deferred annuities are complicated insurance policies where the policyholder pays a premium today for a series of income payments in the future. Carriers and agents sell deferred annuities with fixed interest rates, variable rates, and in policies offering fixed and variable funds. All […]

ATTORNEY NEWSLETTER Nursing Home Neglect Looking for Signs of Neglect Nearly 1.4 million Americans reside in skilled nursing facilities. The majority of patients require daily assistance with bathing, eating, dressing and mobility.  Sadly, caregivers and nursing home staffs often neglect patients due to understaffing, lack of training, negligent or reckless […]

ATTORNEY NEWSLETTER False Claims Act Cases Against Healthcare Industry Healthcare fraud costs the nation an estimated $68 billion annually. False claims submitted to Medicare and Medicaid are a big part of that fraud.  The government can sue to recover under the federal False Claims Act and whistleblowers initiate most of […]

ATTORNEY NEWSLETTER  New California Laws Protecting Seniors California leads the nation in State law protections for seniors. Our laws protect seniors through broad definitions of what constitutes abuse, additional remedies for the injured, wider mandatory reporter rules, enhanced patients’ rights, and government agency investigation guidelines, among other protections.  The San […]

ATTORNEY NEWSLETTER Elder Abuse Is An Epidemic Millions of Americans suffer from elder abuse in one form or another every year. While many cases go unreported, reported incidents are steadily growing as the population becomes more aware of the epidemic and injured seniors begin to speak up for themselves. Here […]

ATTORNEY NEWSLETTER Policyholders Risks on Universal Life Insurance A hidden risk that premiums can skyrocket lies in universal life insurance. Unlike term and whole life insurance, universal life policies allow flexible premium payments but those payments can skyrocket over time leaving consumers with the poor choice of paying a much […]

ATTORNEY NEWSLETTER Be On The Lookout for These Types of Securites Fraud Thousands of California investors are victims of investment or securities fraud every year. Federal and State securities laws provide remedies for defrauded investors but it’s wise to do your homework first so you don’t get caught in a […]

ATTORNEY NEWSLETTER Internal Revenue Service Rewards Whistleblowers Offshore Tax Avoidance Schemes Targeted The Internal Revenue Service (IRS) rewards people who provide specific and credible information to the IRS regarding tax scams. The IRS of course chases lots of different tax frauds but in particular aggressively pursues taxpayers who use offshore […]

ATTORNEY NEWSLETTER Fiduciary Rule No Longer Restraining Brokers Unfortunately, President Obama’s initiative to protect consumers from financial advisors who put their own interests before those of their clients has been destroyed by the current administration. Turning its back on consumers, the Trump Administration stalled and then rejected entirely the Department of Labor’s “fiduciary rule” […]

ATTORNEY NEWSLETTER The Trouble With Annuity Replacements Churning Annuities In shifting economic climates, insurance agents often recommend replacement of old annuity or whole or universal life insurance policies with promises of better, newer products. For most policyholders, especially seniors, replacements are inappropriate because they are expensive, can trigger tax liabilities, […]