ATTORNEY NEWSLETTER Minnesota Life Insurance Company, part of Securian Financial Group, issues indexed universal life insurance policies in California and throughout the United States under the trade name Balanced Growth Advantage© or Balanced Growth Accumulator©, and similar trade names. These contracts include complex rules regarding returns and investment strategies, fees […]

ATTORNEY NEWSLETTER New California Law Adds Remedy For Abandoned Older Persons Abandonments During 2017 Wildfires Behind New Measure Sadly, at least 20 frail elderly residents of care facilities were abandoned during the North Bay fires in the Fall of 2017. In response, a new California law adds “abandonment” to the […]

ATTORNEY NEWSLETTER Gold Scams Target Older Investors Financial Elder Abuse And Commodity Futures Trading Commission Whistleblower Cases Unscrupulous gold and rare coin dealers  target seniors in scams because seniors are likely to pick up a phone or respond to an email, and are eager to supplement retirement savings based on […]

ATTORNEY NEWSLETTER Single Trip Travelex Travel Insurance Plans Coverages, Cancellations, and Refunds Have you ever bought travel insurance before going on a big trip? Have you ever cancelled an insured trip before departure?  If so, please read on.  Travel insurance is intended to reimburse those who have unforeseen circumstances either […]

ATTORNEY NEWSLETTER California Insurance Fraud Whistleblower Cases Whistleblowers Rewarded The California Insurance Frauds Prevention Act (“CIFPA”) allows members of the public to file private whistleblower/qui tam suits against anyone who commits insurance fraud in the State of California.  Cal. Ins. Code § 1871.7.  There have been several large whistleblower settlements […]

ATTORNEY NEWSLETTER Beware the Hype Consumer Risks, Especially For Seniors Unrealistic Expectations Based on years of litigation experience, our lawyers recommend consumers, especially senior consumers, avoid annuities or life insurance.  Insurance carriers, marketing groups and agents advertise tantalizing interest rates on annuities sometimes equaling 7%.  Sounds great in the low-interest […]

ATTORNEY NEWSLETTER Neglect or Intentional Abuse Can Be Fatal Bed Sores/Pressure Ulcers and Sepsis Can Kill Bed sores (also known as pressure ulcers) and infections can kill older persons quickly. About 60,000 patients die every year as the direct result of a bed sore/pressure ulcer; the majority of these patients […]

ATTORNEY NEWSLETTER Banks File $5 Billion in Suspicious Activity Reports of Financial Elder Abuse in 2019 Financial Elder Abuse Can Strike Any Senior Reports of Suspicious Activity Up 300% Seniors in the City of San Francisco and throughout California are increasingly victims of financial elder abuse more than any other […]

ATTORNEY NEWSLETTER Dementia Patients at Risk of Intentional Abuse Gruesome Exploitation by Caregivers Nursing home abuse includes negligent abuse and neglect, and intentional abuse such as sexual assault and rape or intentional overmedication of residents or other abuse. In one recently reported case,[1] several nursing home aides were arrested for […]

ATTORNEY NEWSLETTER Avoid The Push Toward Annuities Your Retirement Portfolio Does Not Need An Annuity Annuities are insurance policies not investments like CDs, stocks and bonds, or mutual funds. Like other insurance products, annuities are complicated contracts and produce high commissions for the agents that sell them.  Our litigators recommend […]