ATTORNEY NEWSLETTER All Nursing Home Residents At Risk Pandemic Magnifies Training and Staffing Problems Bedridden Patients Particularly at Risk Data so far suggests that a staggering share of COVID-19 deaths in the United States are of nursing home patients. These persons are vulnerable to practically any virus of course but […]

ATTORNEY NEWSLETTER Dangers of Premium Payment Loans Tax Consequences Borrowing against a whole life insurance policy can have serious economic and tax consequences down the road if policyholders are not careful. Insurance agents use the fact that policyholders can borrow against the cash value of whole life policies as part […]

ATTORNEY NEWSLETTER Financial Elder Abuse Can Strike Any Senior High Achievers Vulnerable Too Dangers In Covering Up Cognitive Impairment Financial elder abuse can strike any senior, rich or poor, man or woman, living at home or in a care facility. Financial predators such as insurance agents, financial planners, and caregivers […]

ATTORNEY NEWSLETTER Disadvantages Of A “1035” Exchange  Consider 1035 Proposals As Red Flags Annuity Transactions And Tax Consequences Our litigators recommend against annuities, especially for seniors. If you already own an annuity, be extremely cautious whenever an agent or advisor recommends you replace or exchange it, especially if the idea […]

ATTORNEY NEWSLETTER Protect Yourself And Loved Ones From Financial Elder Abuse A Few Important Steps Financial elder abuse strikes seniors of all income levels, rich and poor. Financial predators target isolated seniors especially and isolation is more common than ever for elders right now given the COVID-19 lockdown. The San […]

ATTORNEY NEWSLETTER The Downsides to Annuities for Seniors Resist Hard Sell Tactics Especially The “Free Lunch” Seminars! By some estimates, American seniors hold two-thirds of the individual wealth in the United States. Insurance agents pursue senior consumers especially with insurance products like long-term deferred annuities. Every time an agent sells […]

ATTORNEY NEWSLETTER HUD Violations By Lender Whistleblowers Rewarded For Blowing Whistle Fraud May Constitute Numerous Statutory Violations Any mortgage lender that submits false claims to the government regarding mortgages insured by the Department of Housing and Urban Development’s (HUD), the Federal Housing Administration (FHA) or guaranteed by the Department of […]

ATTORNEY NEWSLETTER What Are Annuity Riders? The Death Benefit Rider Riders are endorsements added to annuity contracts sold to enhance the benefits payable under those contracts. Our litigators recommend avoiding annuities entirely and especially the added riders agents sell to drive up premiums with little or no benefit to you. […]

ATTORNEY NEWSLETTER Commodity Futures Trading Commission Wants Whistleblower Help Blowing The Whistle On Fraud CFTC Polices Futures Trading The U.S. Commodity Futures Trading Commission (CFTC) rewards individuals who provide original information to the CFTC about fraudulent trading schemes in futures, options, foreign currency, virtual currency and commodities like gold or […]

ATTORNEY NEWSLETTER Sexual Assault, Rape, And Other Intentional Abuse Dementia Patients Especially at Risk Tragically, incidents of sexual assault and rape of nursing home residents are more and more in the news. The Alameda County elder abuse attorneys at Evans Law Firm, Inc. believe that nursing homes, owners, administrators and […]