ATTORNEY NEWSLETTER Report Identifies Problems For Surviving Spouses And Family Members Pressure To Take On New, Higher-Interest Loans The Consumer Financial Protection Bureau (CFPB) was created by the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) enacted in 2010. Under Dodd-Frank, the CFPB was charged with protecting consumers against […]

ATTORNEY NEWSLETTER Self-Dealing With Older People’s Property Case Examples Remedies For Injured Seniors Financial powers of attorney (POAs) grant full authority over a person’s financial affairs, and medical powers of attorney, known in California as an Advance Health Care Directives (AHCDs), grant authority over medical decisions and health care issues. […]

ATTORNEY NEWSLETTER Theft From Seniors By Dishonest Caregivers Case Example Protecting Older Loved Ones From Financial Elder Abuse All seniors (persons over 65) are potential victims of financial elder abuse, but seniors under the care of in-home caregivers are especially vulnerable when a dishonest person is in their home with […]

ATTORNEY NEWSLETTER Caregiver Of Couple’s Grandson Arrested Household Access To Credit Cards Remedies For Caregiver Fraud Dishonest caregivers and other persons with access to a senior’s credit cards, checkbook, or cash may use their access to steal from unsuspecting seniors.  We at Evans Law Firm, Inc. always recommend that seniors […]

ATTORNEY NEWSLETTER Complex, Long-Term Insurance Policies Withdrawals Penalized Lower Returns And Investment Risk Deferred annuities are contracts where the policy holder makes an upfront premium payment in exchange for an income stream in years to come.  The concept sounds simple enough but in fact deferred annuities, like fixed indexed annuities, […]

ATTORNEY NEWSLETTER 94-Year-Old Victim In Case Example Fraudulent Checks And Large “Gifts” Remedies For Seniors And Their Families Older persons lose more than $3 billion annually as a result of financial elder abuse, according to FBI and National Institute of Justice statistics. The true figure is likely much, much higher […]

ATTORNEY NEWSLETTER Case Example Nursing Home Caregiver Theft Protecting Older Loved Ones  All seniors are potential victims of financial elder abuse whether they are still living in their home or residing in a facility. In many instances, the financial abuser is a caregiver who is being paid to care for […]

ATTORNEY NEWSLETTER Complicated Insurance Contracts Penalties On Withdrawals Commissions, Fees, Participation Rates And Caps Deferred annuities are insurance contracts where the policyholder pays a premium to an insurance carrier now for income payments in the future. Evans Law Firm, Inc. generally recommends against deferred annuities for older consumers because they […]

ATTORNEY NEWSLETTER Broad Authority Can Be Used To Take Money From Seniors Self-Dealing And Other Fraud By Appointed Agents Remedies For Injured Seniors Powers of attorney are extremely important estate planning tools for all of us as we age; it is helpful to have such arrangements in place before the […]

ATTORNEY NEWSLETTER Pension And Social Security Benefits Allegedly Stolen Benefit Profiles Changed Online Protecting Older Loved Ones Dishonest caregivers with internet access may gain access to a senior’s pension or Social Security benefit profiles with just a few pieces of important information like the senior’s date of birth and Social […]