Monthly Archives: December 2017

ATTORNEY NEWSLETTER Whistleblower Retaliation Case Before Supreme Court What is the Scope of Protection Against Retaliation? At the end of November, the United States Supreme Court heard oral arguments in Digital Realty vs. Somers, a whistleblower case involving securities fraud. The case demonstrates the complexity of whistleblower cases and questions […]

ATTORNEY NEWSLETTER Arbitration Clause in Nursing Home Admission Contract Struck Down Recently, a California appellate court refused to enforce an arbitration provision in a nursing home admission contract finding that the 94 year-old nursing home resident suffering from Alzheimer’s had not agreed to arbitrate disputes with the home. In the […]

ATTORNEY NEWSLETTER What Duty Does An Agent or Advisor Owe You? The “Best Interest” Standard We at Evans Law Firm litigate the question of an insurance agent’s duty to consumers, especially when it comes to whole, universal and indexed universal life insurance and/or annuities. As life insurance and annuity lawyers, […]

ATTORNEY NEWSLETTER Prepare For Your Holiday Visits With Seniors We at Evans Law Firm wish you the best over the holiday season! Many of us visit elderly loved ones over the holidays.  It may be a once a year trip to see parents or other elderly loved ones who live […]

ATTORNEY NEWSLETTER Criminal and Civil Laws Against Financial Elder Abuse Financial elder abuse is a growing problem in Alameda County, throughout California, and across the country. The numbers are shocking and the toll on seniors and their families devastating. While likely underreported, financial elder abuse costs older Americans $36.5 billion annually […]

ATTORNEY NEWSLETTER Surrender Charges on Whole and Universal Life Insurance If you are over age 60, live in California, and have surrendered a whole or universal life insurance policy, you may have paid a surrender penalty. You may also have suffered a tax loss on the surrender.  The California Insurance […]

ATTORNEY NEWSLETTER What If I Bought An Annuity I No Longer Want? What happens when you want to get out of an annuity you bought? You can ask to surrender it. But surrenders may be costly.  If you have owned the annuity for less than ten years or so, you […]

ATTORNEY NEWSLETTER Tax Consequences of Surrenders Every year a sizeable percentage of cash value life insurance policies are surrendered by policyholders. Those surrenders may have tax consequences.  We represent policyholders who suffer tax losses as a result of surrenders and/or replacements they are talked into by agents and advisors.[1]  If […]

ATTORNEY NEWSLETTER Financial Elder Abuse Importance of Civil Recovery Actions Financial elder abuse takes billions of dollars every year from the pockets of American seniors and their families. Much of the abuse is criminal, outright theft; in other cases it is noncriminal financial exploitation.  If the abuse is criminal, always […]

ATTORNEY NEWSLETTER Fixed Indexed Annuities Sales Hit Records Fixed indexed annuities sold in record numbers in 2016 and are on track to have another big year in 2017. Agents push fixed indexed products as safe bets in volatile markets.  The San Francisco and California annuity attorneys at Evans Law Firm […]