Yearly Archives: 2016

Athene USA is a subsidiary of Athene Holding, Ltd.  It is licensed to sell products in all 50 states throughout the U.S. There are approximately 25,000 independent agents who sell annuities and insurance products offered by Athene Holdings. More than 769,000 policies have been issued by this major insurance provider, […]

ATTORNEY NEWSLETTER Allianz Life Insurance reports record profits in 2015 The Background The years since the Great Recession have been hard for a lot of people. Stagnant wages, lost jobs, and loss of benefits and insurance. People have had to cut unnecessary expenses out of their budgets and focus on […]

ATTORNEY NEWSLETTER IRS Whistleblowers Protection Currently, IRS whistleblowers don’t have a legal protection against retaliation even though this protection exists under other whistleblower award programs. Without protection against retaliation, whistleblowers may face physical harm or damages to economic interests. But in most cases, they could lose their job because they […]

ATTORNEY NEWSLETTER Whole Life vs. Term Life Policies One major decision to make when you’re planning on buying life insurance is the decision to get whole or term life. The names are pretty self-explanatory: whole life covers you for your entire life, term life only does so for a pre-determined […]

Another elder abuse case in the San Mateo County A businessman convinced a 92-year-old woman to invest more than $144,000 in his company. Apparently, he used the money to pay the rent for his office and to go on vacations. However, the businessman pleaded not guilty to elder abuse charge. […]

ATTORNEY NEWSLETTER Legal Issues Surrounding an Aging Population Many of the major shifts in American society in the last half century can be attributed, directly or indirectly, to the baby boomer generation. It’s been known for years that as that generation ages, it will lead to major changes in employment, […]

Elder Abuse of LGBT seniors Being a senior in the LGBT community increases the risk of being abused. The reason is simple: for some seniors, being Lesbian, Gay, Bisexual or Transgender (LGBT) makes them more vulnerable to abuse because they live alone or they are victims of family disconnect. Moreover, […]

ATTORNEY NEWSLETTER How to Prepare for Changing Rates Planning Ahead Many people see life insurance as a solid way of planning for the future. If you purchase a whole life insurance policy while you’re young, and start making payment early, you can keep your monthly payment down while accruing cash […]

ATTORNEY NEWSLETTER Elder Abuse: National Uniform Definition The Centers for Disease Control and Prevention (CDC) and the National Center for Injury Prevention and Control (NCIPC) published national definitions for the various aspects of elder abuse: physical abuse, sexual abuse, emotional abuse, neglect and financial abuse. This report has the advantage […]

ATTORNEY NEWSLETTER The Costs and Risks of Nursing Home Care Paying for Low-Quality It’s well known that the cost of nursing home care can be ruinous to a family’s finances. Most families have trouble absorbing monthly residence fees that can approach $10,000, and it can drain an elders savings and […]