Monthly Archives: December 2016

ATTORNEY NEWSLETTER Long Term Care Insurance Benefits Denied: What, Why, and How to Fix It Background Knowledge of Long Term Care Insurance Long term care insurance, in essence, is there to, unsurprisingly: take care of you long term. The basis behind the insurance is you purchase it, pay your premiums, […]

ATTORNEY NEWSLETTER An Overview of Continuing Care Retirement Communities What are Continuing Care Retirements Communities? As we age, it is important to have a plan. Looking to continuing care retirement communities (CCRCs) is certainly not a bad place to start, but it is important to understand what exactly these types […]

ATTORNEY NEWSLETTER The Role of Physicians in Stopping Elder Abuse The Prevalence of Elder Abuse A recent report published in the Journal of the American Geriatrics Society brought up the topic of what Doctors, and especially Emergency Room physicians, can do to spot and prevent elder abuse. In California and […]

Marin County Annuity Fraud Attorney: Fiduciary Rule ATTORNEY NEWSLETTER Annuity Sales and the Fiduciary Rule The State of the Annuity Market Annuities have a history of being rock-solid investments. A life insurance company, with sizeable government-mandated cash reserves, would take your funds savings, invest them in treasury bonds, and pay […]

ATTORNEY NEWSLETTER When Hospitals Help and Hurt Residents The Continuum of Care Skilled nursing facilities, nursing homes, and continuing care residential communities (CCRCs) are designed to accommodate seniors at different points along what is euphemistically known as the “continuum of care”: namely, the progression of illness and disability that affects […]

ATTORNEY NEWSLETTER Signs of Caregiver Fraud and Tips for Prevention Caregiver Fraud Caregiver fraud may seem more like something you see on television or read in the news, but it does not become serious until it has happened to a loved one. Whether the amount lost is small or large, […]

ATTORNEY NEWSLETTER Brokers Move from Variable to Indexed Annuities Why the Variable Annuity is in Decline 2016 has been a rough year for many people, not least for sellers of variable annuities. Regulatory oversight, the new Department of Labor fiduciary rule, and market factors have led to a year that […]

Investment News reported recently about a substantial fine imposed on Valic Financial Advisors Inc.  (VFA).  VFA is owned by subsidiaries of American International Group, Inc., which is a major insurance provider selling life insurance and annuities, among other products. There are more than 1,350 financial advisers who work for VFA […]

Within the United States, seniors aged 65 and older control approximately $18 trillion in wealth, according to Barrons.  Unfortunately, managing all of this money can sometimes become challenging for older people, especially if they begin to experience dementia or other age-related cognitive and physical decline. While seniors should be able […]

The financial forensic auditor who uncovered the Barry Madoff Ponzi scheme is now sending up a new alert. According to Business Insider, this auditor is claiming that “fraud is endemic in the insurance industry.”  The auditor tried to convince the Securities and Exchange Commission to look into Madoff for nine […]