Monthly Archives: November 2014

ATTORNEY NEWSLETTER In 1997, Transamerica Life Insurance Co. became the first insurance company to introduce the Indexed Universal Life insurance policy. Since then, Indexed Universal Life insurance policies have grown in popularity. Indexed Universal Life insurance policies base rate of returns on the performance of stock market index. Purchasers are […]

ATTORNEY NEWSLETTER When it comes to putting your loved one in a nursing home, you want the best. Unfortunately, many nursing home chains in California are nowhere near “the best.” The Sacramento Bee investigated the performance of nursing home chains in California by looking at 46 staffing, inspection, quality-of-care, and […]

In an investment fraud or stockbroker misconduct lawsuit, it is highly likely that the parties will have to participate in the mandatory stockbroker arbitration process. This process is required through the Financial Industry Regulatory Authority (FINRA). Because most brokerage firms have a wealth of high-powered lawyers on retainer for these […]

Insurance Marketing Organizations (IMOs), also known as independent marketing organizations, financial marketing organizations, or national marketing organizations, may have been misleading the public when it comes to promoting Indexed Universal Life insurance policies (IULs).

Should you be buying Equity Indexed Universal Life Insurance (EIUL)? For most of the population, the answer is no. If you answer “yes” to any of the following questions, then you are one of many people who should not purchase Equity Indexed Universal Life Insurance:

ATTORNEY NEWSLETTER The Securities and Exchange Commission’s (SEC) first initiated its whistleblower program back in 2010. It gave two key features to persuade whistleblowers to come forth: (1) monetary rewards for vital information and (2) anonymity for protection. Four years later, the Securities and Exchange Commission made good on their […]

ATTORNEY NEWSLETTER While seniors and elders would prefer to be able to trust their closest friends and family, the fact is, those are the very people that may be hurting seniors and elders. Whether it is sons and/or daughters stealing from grandparents, or long-time friends suddenly in “dire” financial straits, […]

The  San Francisco elder abuse lawyers at Evans Law have learned that dehydration is becoming a huge problem in nursing homes in California and across the country. Although dehydration is a health risk for everyone, older people are especially susceptible even more so when they are unable to provide their […]

Indexed Universal Life (IULs) Policies first emerged on the insurance scene back in 1979, when stock market interest rates were high, and increasing. Basing returns on the performance of a stock market index, the better the stock market does, the higher the returns on an Indexed Universal Life policy. Which […]